Airpay for WooCommerce vs SMEPay

Say goodbye to the complexity of payment procedures hindering your online business. Introducing airpay, your go-to fintech solution for transforming your WooCommerce store’s payment experience. Airpay offers a unique combination of features, including a responsive payments page, robust failover mechanisms, multi-platform integration, customizable payment experiences, and comprehensive multi-currency support. These aspects collectively contribute to providing merchants with a distinct advantage in terms of user experience, reliability, and global expansion opportunities. Benefits Responsive payments page Auto failover & dynamic routing for payment transactions Multi-platform integration Native payment app experience or PG redirection Multi-currency support Requirements PHP 5.1 or later wordpress 4.7 to 6.4.3 WooCommerce 2.5 to 6.0.0 plugin Merchant Account of airpay payment services. An Editor to Edit Code. a web-browser Support Email: [email protected] Copyright for airpay payment services Version 3.0.0 SDK Copyright (c) 2024 airpay payment services pvt. Ltd. You are permitted to use, copy, modify, and distribute the Software and its documentation, with or without modification, for any purpose, provided that the following conditions are met: A copy of this license agreement must be included with the distribution. Redistributions of source code must retain the above copyright notice in all source code files. Redistributions in binary form must reproduce the above copyright notice in the documentation and/or other materials provided with the distribution. Any files that have been modified must carry notices stating the nature of the change and the names of those who changed them. Products derived from the Software must include an acknowledgment that they are derived from airpay payment services pvt. ltd. in their documentation and/or other materials provided with the distribution. airpay payment services pvt. ltd. in any form or combination may not be used nor may it appear in the name of the Products derived from the Software, without prior written permission from airpay payment services pvt. ltd. The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software. INDEMNITY You agree to indemnify and hold harmless the authors of the Software and any contributors for any direct, indirect, incidental, or consequential third-party claims, actions or suits, as well as any related expenses, liabilities, damages, settlements or fees arising from your use or misuse of the Software, or a violation of any terms of this license. DISCLAIMER OF WARRANTY THE SOFTWARE IS PROVIDED “AS IS”, WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. LIMITATIONS OF LIABILITY YOU ASSUME ALL RISK ASSOCIATED WITH THE INSTALLATION AND USE OF THE SOFTWARE. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS OF THE SOFTWARE BE LIABLE FOR CLAIMS, DAMAGES OR OTHER LIABILITY ARISING FROM, OUT OF, OR IN CONNECTION WITH THE SOFTWARE. LICENSE HOLDERS ARE SOLELY RESPONSIBLE FOR DETERMINING THE APPROPRIATENESS OF USE AND ASSUME ALL RISKS ASSOCIATED WITH ITS USE, INCLUDING BUT NOT LIMITED TO THE RISKS OF PROGRAM ERRORS, DAMAGE TO EQUIPMENT, LOSS OF DATA OR SOFTWARE PROGRAMS, OR UNAVAILABILITY OR INTERRUPTION OF OPERATIONS. License The Airpay WooCommerce plugin is released under the GPLv2 license, same as that of WordPress. See the LICENSE file for the complete LICENSE text.

SMEPay: UPI Gateway for WooCommerce is a WordPress plugin built specifically for Indian WooCommerce stores to accept payments via UPI QR codes. With SMEPay, customers can scan a QR code at checkout to make instant payments using popular UPI apps like Google Pay, PhonePe, or Paytm. The plugin is easy to install, configure, and fully compatible with the latest WooCommerce versions. Features: UPI Payments Integration: Accept UPI payments via QR code. Works with WooCommerce: Seamless integration with WooCommerce. Customizable Settings: Configure title, description, and more directly from the WooCommerce settings page. Instant Payment: Customers can complete transactions with instant UPI payment processing. Requirements SSL Certificate Required: For secure payment processing, your website must have an SSL certificate (HTTPS) installed and configured. Verify SSL by checking for the padlock icon in your browser’s address bar. If you don’t have SSL, please obtain one from your hosting provider before enabling SMEPay. What is SMEPay? SMEPay is a payment gateway that enables WooCommerce store owners to accept payments through UPI (Unified Payments Interface) via QR codes. Customers scan the QR code with any UPI-enabled mobile app (like Google Pay, PhonePe, etc.) to make instant payments. How do I set up SMEPay for WooCommerce? After installing the plugin, go to WooCommerce > Settings > Payments, and enable SMEPay. Enter your SMEPay API credentials. Once configured, customers can pay via UPI at checkout. How do UPI payments work with SMEPay? SMEPay generates a unique QR code for each transaction. Customers scan it with their UPI app to make instant payments. Upon successful payment, the WooCommerce order status updates automatically. Is SMEPay compatible with all WooCommerce themes? Yes, SMEPay works with all WooCommerce-compatible themes. We recommend testing on your site to ensure full compatibility. What UPI apps are supported? SMEPay supports all UPI-enabled apps, including Google Pay, PhonePe, Paytm, and others. Can I use SMEPay for recurring payments? Currently, SMEPay supports only one-time payments via UPI. For recurring payments, consider other payment gateways. Is my payment and data secure when using SMEPay? Yes. SMEPay uses secure, authenticated API communication. The plugin shares only the transaction data necessary for payment processing after the customer selects SMEPay at checkout. No additional personal data is collected or stored. Can I use both Inline QR and Wizard QR display modes together? No. You can only use one display mode at a time — either Inline QR or Wizard (popup) mode. This restriction applies to both the full SMEPay payment gateway and the Partial COD gateway. These two modes are not designed to run simultaneously, as they use different rendering methods for displaying the UPI QR code. To avoid conflicts during checkout, choose the mode that best fits your store’s design and keep only that one enabled. This ensures stable behavior and prevents conflicts between checkout rendering methods. External Services This plugin connects to the SMEPay platform, a third-party UPI payment service provided by Typof Technologies, to enable UPI payments in your WooCommerce store. 🔧 API Endpoints (Based on Mode) The plugin uses different endpoints depending on your selected mode: Development Mode (mode = development): Base URL: https://staging.smepay.in/api/wiz/… Production Mode (mode = production): Base URL: https://extranet.smepay.in/api/wiz/… Endpoints Used: /external/auth – Authenticate WooCommerce store with SMEPay /external/create-order – Create UPI QR payment request /external/validate-order – Validate payment status Frontend Widget Script: https://typof.co/smepay/checkout-v2.js – This script loads a React-based frontend app that renders the UPI QR code at checkout. It enables customers to scan and pay using their UPI app. It only uses data required to generate and display the QR code for the current WooCommerce order. It does not track users, store cookies, or collect personal data outside the transaction context. 📤 Data Shared with SMEPay During payment processing, the plugin sends: – WooCommerce order ID, total amount, currency – Customer info (name, email, phone) – Callback URL (order confirmation page) – SMEPay Client ID & Secret – Mode indicator (development or production) 🛡️ Data Sharing Consent No data is sent to SMEPay unless the customer explicitly selects the SMEPay payment option at checkout and places an order. 🔄 When Data Is Sent When the user selects SMEPay at checkout and the order is created After payment, to confirm successful payment via the validate endpoint ⚙️ Why We Send This Data To generate a transaction-specific UPI QR code To confirm payment and update order status in WooCommerce To ensure secure, authenticated communication linked to your store If the SMEPay service is temporarily unavailable, customers can select an alternative payment method configured in your WooCommerce store. 🧭 Service Provider Details This plugin interacts with the following SMEPay-hosted domains: – smepay.in, typof.co – API endpoints – typof.co – QR widget script (checkout-v2.js) Service Provider: SMEPay by Typof Technologies – Terms of Service – Privacy Policy