SMEPay: UPI Gateway for WooCommerce for WordPress Plugin Directory

SMEPay: UPI Gateway for WooCommerce is a WordPress plugin built specifically for Indian WooCommerce stores to accept payments via UPI QR codes. With SMEPay, customers can scan a QR code at checkout to make instant payments using popular UPI apps like Google Pay, PhonePe, or Paytm. The plugin is easy to install, configure, and fully compatible with the latest WooCommerce versions.

Features:

UPI Payments Integration: Accept UPI payments via QR code.

Works with WooCommerce: Seamless integration with WooCommerce.

Customizable Settings: Configure title, description, and more directly from the WooCommerce settings page.

Instant Payment: Customers can complete transactions with instant UPI payment processing.

Requirements

SSL Certificate Required: For secure payment processing, your website must have an SSL certificate (HTTPS) installed and configured.

Verify SSL by checking for the padlock icon in your browser’s address bar.

If you don’t have SSL, please obtain one from your hosting provider before enabling SMEPay.

What is SMEPay? SMEPay is a payment gateway that enables WooCommerce store owners to accept payments through UPI (Unified Payments Interface) via QR codes. Customers scan the QR code with any UPI-enabled mobile app (like Google Pay, PhonePe, etc.) to make instant payments.

How do I set up SMEPay for WooCommerce? After installing the plugin, go to WooCommerce > Settings > Payments, and enable SMEPay. Enter your SMEPay API credentials. Once configured, customers can pay via UPI at checkout.

How do UPI payments work with SMEPay? SMEPay generates a unique QR code for each transaction. Customers scan it with their UPI app to make instant payments. Upon successful payment, the WooCommerce order status updates automatically.

Is SMEPay compatible with all WooCommerce themes? Yes, SMEPay works with all WooCommerce-compatible themes. We recommend testing on your site to ensure full compatibility.

What UPI apps are supported? SMEPay supports all UPI-enabled apps, including Google Pay, PhonePe, Paytm, and others.

Can I use SMEPay for recurring payments? Currently, SMEPay supports only one-time payments via UPI. For recurring payments, consider other payment gateways.

Is my payment and data secure when using SMEPay? Yes. SMEPay uses secure, authenticated API communication. The plugin shares only the transaction data necessary for payment processing after the customer selects SMEPay at checkout. No additional personal data is collected or stored.

Can I use both Inline QR and Wizard QR display modes together? No. You can only use one display mode at a time — either Inline QR or Wizard (popup) mode.

This restriction applies to both the full SMEPay payment gateway and the Partial COD gateway.

These two modes are not designed to run simultaneously, as they use different rendering methods for displaying the UPI QR code.

To avoid conflicts during checkout, choose the mode that best fits your store’s design and keep only that one enabled.

This ensures stable behavior and prevents conflicts between checkout rendering methods.

External Services This plugin connects to the SMEPay platform, a third-party UPI payment service provided by Typof Technologies, to enable UPI payments in your WooCommerce store.

🔧 API Endpoints (Based on Mode) The plugin uses different endpoints depending on your selected mode:

Development Mode (mode = development):

Base URL: https://staging.smepay.in/api/wiz/…

Production Mode (mode = production):

Base URL: https://extranet.smepay.in/api/wiz/…

Endpoints Used:

/external/auth – Authenticate WooCommerce store with SMEPay

/external/create-order – Create UPI QR payment request

/external/validate-order – Validate payment status

Frontend Widget Script:

https://typof.co/smepay/checkout-v2.js – This script loads a React-based frontend app that renders the UPI QR code at checkout. It enables customers to scan and pay using their UPI app. It only uses data required to generate and display the QR code for the current WooCommerce order. It does not track users, store cookies, or collect personal data outside the transaction context.

📤 Data Shared with SMEPay During payment processing, the plugin sends:

– WooCommerce order ID, total amount, currency

– Customer info (name, email, phone)

– Callback URL (order confirmation page)

– SMEPay Client ID & Secret

– Mode indicator (development or production)

🛡️ Data Sharing Consent No data is sent to SMEPay unless the customer explicitly selects the SMEPay payment option at checkout and places an order.

🔄 When Data Is Sent

When the user selects SMEPay at checkout and the order is created

After payment, to confirm successful payment via the validate endpoint

⚙️ Why We Send This Data

To generate a transaction-specific UPI QR code

To confirm payment and update order status in WooCommerce

To ensure secure, authenticated communication linked to your store

If the SMEPay service is temporarily unavailable, customers can select an alternative payment method configured in your WooCommerce store.

🧭 Service Provider Details This plugin interacts with the following SMEPay-hosted domains:

– smepay.in, typof.co – API endpoints

– typof.co – QR widget script (checkout-v2.js)

Service Provider: SMEPay by Typof Technologies

– Terms of Service

– Privacy Policy