Knit Pay UPI – Paytm for Business, PhonePe Business, BharatPe, HDFC vs SMEPay

Knit Pay UPI simplifies UPI QR code integration for your website and seamlessly updates the payment status as soon as your customer completes the transaction. Features Integrates UPI for Merchant/Business QR codes and Personal QR Codes on WordPress Website. “Pay as you go” model for extended support. Requires Subscription to RapidAPI for enhanced functionality. Knit Pay UPI is not a payment gateway. But it acts as a UPIGateway by receiving UPI payments and fetching payment status. UPI Intent/Payment Button feature will work only if it’s enabled on your UPI VPA by your UPI provider. Supported payment providers BharatPe for Business Google Pay/GPay for Business (Beta) HDFC SmartHub Vyapar Paytm for Business PhonePe Business Tata Neu (Personal UPI) (Beta) SBI YONO Merchant (Coming soon, contact us to get the early access) Amazon Pay (Personal UPI) (Coming soon, contact us to get the early access) Bajaj (Coming soon, contact us to get the early access) QuintusPe Business (Coming soon, contact us to get the early access) Mobikwik (Personal UPI) (Broken, we will try to fix it in future updates.) Freecharge (Personal UPI) (Broken, Freecharge is not providing realtime transaction status.) Supported WordPress plugins AWP Classifieds Plugin (AWPCP) BookingPress Bookly Pro CampTix by WordCamp (Free) Charitable Client Invoicing by Sprout Invoices Contact Form 7 Easy Digital Downloads (EDD) Events Manager Pro Fluent Forms Pro Formidable Forms FreelanceEngine by EngineThemes GiveWP | Give Gravity Forms Hotel Booking Lite By MotoPress Indeed Ultimate Membership Pro by azzaroco LatePoint LearnDash LearnPress LifterLMS MemberPress MicrojobEngine by Engine Themes myCRED – buyCRED Addon Ninja Forms Orderbox/LogicBoxes/ResellerClub Paid Memberships Pro | PMPro Payment Buttons in Gutenberg blocks and Elementor Payment Links ProfilePress Registrations for The Events Calendar Pro Restrict Content Pro RestroPress Team Booking Tickera Travel Tour Booking by GoodLayers | TourMaster Tutor LMS Uncannny Automator VikBooking Pro Vik Rent Car Pro | VikRentCar Car Rental Management System WooCommerce and WooCommerce Blocks WP Travel WP Travel Engine WPAdverts – Classifieds Plugin WPForms and many more. Pricing There is a free transaction quota, after which there will be a transaction fees for each successful transaction. Kindly visit RapidAPI for more details on pricing. Contact Us for Custom Plans Setting up Knit Pay UPI: Installation: Upload the knit-pay-upi folder to the /wp-content/plugins/ directory Activate the plugin through the ‘Plugins’ menu in WordPress Required Knit Pay plugin will automatically gets installed and activated. If it does not get activated, kindly activate Knit Pay manually. Subscription to RapidAPI: Visit RapidAPI Knit Pay UPI and subscribe to the API Retrieve your API key Configuration: Navigate to the Knit Pay >> Knit Pay Pro/UPI Setup settings in your WordPress admin panel Enter your RapidAPI key Usage: Enjoy extended support for many Knit Pay Plugins beyond the free usage quota Privacy Notice Knit Pay UPI collects the following essential details for payment processing: Name of the source used for receiving payment (like WooCommerce, Paid Memberships Pro, GiveWP etc) Amount Currency Payment method Payment service provider name Website name The plugin does not collect any personal data of customers, such as customer names, contact details, financial details, or addresses. 3rd party APIs and Terms and conditions To receive UPI payment status, Knit Pay UPI relies on third-party APIs. For example, for checking payment status of Paytm for Business with Knit Pay UPI, APIs of Paytm (https://securegw.paytm.in/) will be used. Similarly, for other providers, their respective APIs will be used. Before using any payment service, make sure that you accept their respective terms and conditions and privacy policy. Using Knit Pay UPI for any illegal and unlawful activity is strictly prohibited. Support For any issue with the plugin, or if you need help with setup/integration, call/WhatsApp me at +91-7738-4568-13. For any issue with the Payment Gateway account, kindly contact the respective support team. Connect with us Visit our website Follow us on Facebook

SMEPay: UPI Gateway for WooCommerce is a WordPress plugin built specifically for Indian WooCommerce stores to accept payments via UPI QR codes. With SMEPay, customers can scan a QR code at checkout to make instant payments using popular UPI apps like Google Pay, PhonePe, or Paytm. The plugin is easy to install, configure, and fully compatible with the latest WooCommerce versions. Features: UPI Payments Integration: Accept UPI payments via QR code. Works with WooCommerce: Seamless integration with WooCommerce. Customizable Settings: Configure title, description, and more directly from the WooCommerce settings page. Instant Payment: Customers can complete transactions with instant UPI payment processing. Requirements SSL Certificate Required: For secure payment processing, your website must have an SSL certificate (HTTPS) installed and configured. Verify SSL by checking for the padlock icon in your browser’s address bar. If you don’t have SSL, please obtain one from your hosting provider before enabling SMEPay. What is SMEPay? SMEPay is a payment gateway that enables WooCommerce store owners to accept payments through UPI (Unified Payments Interface) via QR codes. Customers scan the QR code with any UPI-enabled mobile app (like Google Pay, PhonePe, etc.) to make instant payments. How do I set up SMEPay for WooCommerce? After installing the plugin, go to WooCommerce > Settings > Payments, and enable SMEPay. Enter your SMEPay API credentials. Once configured, customers can pay via UPI at checkout. How do UPI payments work with SMEPay? SMEPay generates a unique QR code for each transaction. Customers scan it with their UPI app to make instant payments. Upon successful payment, the WooCommerce order status updates automatically. Is SMEPay compatible with all WooCommerce themes? Yes, SMEPay works with all WooCommerce-compatible themes. We recommend testing on your site to ensure full compatibility. What UPI apps are supported? SMEPay supports all UPI-enabled apps, including Google Pay, PhonePe, Paytm, and others. Can I use SMEPay for recurring payments? Currently, SMEPay supports only one-time payments via UPI. For recurring payments, consider other payment gateways. Is my payment and data secure when using SMEPay? Yes. SMEPay uses secure, authenticated API communication. The plugin shares only the transaction data necessary for payment processing after the customer selects SMEPay at checkout. No additional personal data is collected or stored. Can I use both Inline QR and Wizard QR display modes together? No. You can only use one display mode at a time — either Inline QR or Wizard (popup) mode. This restriction applies to both the full SMEPay payment gateway and the Partial COD gateway. These two modes are not designed to run simultaneously, as they use different rendering methods for displaying the UPI QR code. To avoid conflicts during checkout, choose the mode that best fits your store’s design and keep only that one enabled. This ensures stable behavior and prevents conflicts between checkout rendering methods. External Services This plugin connects to the SMEPay platform, a third-party UPI payment service provided by Typof Technologies, to enable UPI payments in your WooCommerce store. 🔧 API Endpoints (Based on Mode) The plugin uses different endpoints depending on your selected mode: Development Mode (mode = development): Base URL: https://staging.smepay.in/api/wiz/… Production Mode (mode = production): Base URL: https://extranet.smepay.in/api/wiz/… Endpoints Used: /external/auth – Authenticate WooCommerce store with SMEPay /external/create-order – Create UPI QR payment request /external/validate-order – Validate payment status Frontend Widget Script: https://typof.co/smepay/checkout-v2.js – This script loads a React-based frontend app that renders the UPI QR code at checkout. It enables customers to scan and pay using their UPI app. It only uses data required to generate and display the QR code for the current WooCommerce order. It does not track users, store cookies, or collect personal data outside the transaction context. 📤 Data Shared with SMEPay During payment processing, the plugin sends: – WooCommerce order ID, total amount, currency – Customer info (name, email, phone) – Callback URL (order confirmation page) – SMEPay Client ID & Secret – Mode indicator (development or production) 🛡️ Data Sharing Consent No data is sent to SMEPay unless the customer explicitly selects the SMEPay payment option at checkout and places an order. 🔄 When Data Is Sent When the user selects SMEPay at checkout and the order is created After payment, to confirm successful payment via the validate endpoint ⚙️ Why We Send This Data To generate a transaction-specific UPI QR code To confirm payment and update order status in WooCommerce To ensure secure, authenticated communication linked to your store If the SMEPay service is temporarily unavailable, customers can select an alternative payment method configured in your WooCommerce store. 🧭 Service Provider Details This plugin interacts with the following SMEPay-hosted domains: – smepay.in, typof.co – API endpoints – typof.co – QR widget script (checkout-v2.js) Service Provider: SMEPay by Typof Technologies – Terms of Service – Privacy Policy