Finachub Mobile Money Checkout for WooCommerce (M-Pesa, Airtel, MTN) vs UpdraftPlus

Upgrade to Pro | View Live Demo Finachub Mobile Money Checkout for WooCommerce lets you accept payments from three of Africa’s biggest mobile money networks directly in your WooCommerce store. Customers pay using what they already know and trust: Safaricom M-Pesa, Airtel Money, or MTN MoMo. They receive a payment prompt on their phone and authorize with their PIN. No redirects, no card details, no friction. Supported Payment Networks Safaricom M-Pesa (Kenya): Supports both PayBill and Till Number (Buy Goods) transaction types via the Safaricom Daraja API with STK push. Airtel Money (13 countries): Kenya, Uganda, Tanzania, Rwanda, Zambia, Malawi, Madagascar, Niger, Chad, DR Congo, Republic of Congo, Gabon, and Seychelles. MTN MoMo (10 countries): Uganda, Ghana, Zambia, Cameroon, Benin, Republic of Congo, Eswatini, Guinea-Conakry, South Africa, and Liberia. How the Checkout Works The customer selects their preferred mobile money provider at checkout. They enter their mobile number. The field validates and formats the number automatically for their provider and country. A payment prompt (STK push for M-Pesa, USSD push for Airtel and MTN) is sent to their phone. The customer authorizes the payment with their mobile money PIN. The order is placed on hold, pending payment confirmation. In the Standard edition, you verify and update the order manually. The Pro version handles this automatically via payment callbacks. Why Choose Finachub? Multi-Provider, One Plugin: Manage M-Pesa, Airtel Money, and MTN MoMo from a single WooCommerce payment gateway. Each provider has its own dedicated settings tab. Sandbox and Live Environments: Switch between sandbox and live API environments per provider independently, without touching any code. Built-in Connection Testing: Verify your API credentials directly from the admin dashboard with a single click before going live. Secure by Default: Includes OAuth 2.0 token management with automatic caching, Airtel RSA+AES-256 payload encryption, CSRF protection via WordPress nonces, and SSL warnings. Clean Checkout UI: A grid-based provider selector and smart phone number input with per-provider format validation make the checkout experience clear and intuitive. HPOS Compatible: Fully compatible with WooCommerce High-Performance Order Storage. Standard vs. Pro The Standard (free) edition covers payment initiation, manual order verification, sandbox testing, and admin setup guides. The Pro version adds: Automatic order status updates via payment callbacks Real-time transaction status polling Receipt number tracking Transaction analytics and reporting dashboard CSV export Features Integrated Provider Selector: A branded checkout UI lets customers pick M-Pesa, Airtel, or MTN in one tap. STK and USSD Push: Payment prompts go directly to the customer’s phone. No redirects to external pages. PayBill and Till Number Support: M-Pesa supports both PayBill (with account reference) and Buy Goods (Till Number) transaction types. Per-Provider Phone Validation: Phone numbers are validated and normalized to the correct format for each network and country, client-side and server-side. Sandbox and Live Environments: Each provider has independent environment switching for safe testing without affecting live transactions. Admin Connection Tester: Confirm API credentials for any provider from the admin dashboard with one click. Automatic Token Management: OAuth access tokens are fetched, cached, and refreshed automatically. No manual token handling required. Secure Payload Handling: Airtel Money payloads use RSA-OAEP and AES-256-CBC encryption as required by the Airtel API. M-Pesa requests handle Safaricom’s known IPv6 routing issues automatically. Built-in Setup Guides: Step-by-step API configuration instructions for all three providers are included in the admin dashboard. WooCommerce HPOS Compatible: Declared compatible with WooCommerce High-Performance Order Storage (custom order tables). Modular Architecture: Each provider is a self-contained class implementing a shared interface, making the codebase easy to audit, extend, or adapt. Translation Ready: All strings are fully internationalized using the finachub-checkout-for-m-pesa text domain.

The UpdraftPlus Backup & Migration Plugin is trusted by the WordPress community to backup, restore and migrate their WordPress websites. UpdraftPlus is actively installed on more than 3 million websites around the world. Backup with UpdraftPlus UpdraftPlus is the world’s highest ranking and most popular scheduled backup and migration plugin. Backup to your preferred storage location and restore in just three clicks. Backup to Dropbox, Google Drive, Amazon S3 (or compatible), Rackspace Cloud, FTP, DreamObjects, Openstack Swift or email. The paid version also allows you to backup to Microsoft OneDrive, Microsoft Azure, Google Cloud, Backblaze B2, SFTP, SCP, pCloud, WebDAV or UpdraftVault, our integrated storage option for UpdraftPlus. Backup manually or schedule to run every 2, 4, 8 or 12 hours, daily, weekly, monthly or fortnightly. Restore with UpdraftPlus Your WordPress website is vulnerable. Your site may get hacked. Something could go wrong with an update or your server could crash. You might need to reverse a change made or a mistake caused by human error. Whatever the reason, you can restore your WordPress website in just a few clicks with UpdraftPlus. Choose which components to restore (e.g. plugins, themes, database etc.), click again to restore, then click again to return to the main screen. Migrate with UpdraftPlus It’s easy to migrate your WordPress website to another web host, server or domain with this free version of UpdraftPlus. To migrate, simply download your database, plugins, themes etc. from the source site, then upload them into your destination site. When migrating, a built-in search-and-replace engine identifies old strings and replaces these to reflect the new location. UpdraftPlus saves you time and reduces the risk of broken links or missing files associated with manual migrations. Why UpdraftPlus? Writing a reliable backup and migration plugin that ‘just works’ consistently across millions of different WordPress deployments is hard. UpdraftPlus is relied upon to do exactly that. We’re trusted and actively deployed on more websites around the world than any other WordPress backup and migration plugin. UpdraftPlus: Backs up, migrates and restores Offers a huge number of remote storage locations Allows you to schedule backups, so you can ‘set and forget’ Is comprehensive and easy to use Is proven to work on over 3 million sites. UpdraftPlus Premium The free version of UpdraftPlus will back up and migrate your website perfectly well. However if you need more features and options you can purchase our Premium version. Backup and Migrate with UpdraftPlus Premium, and: Get automatic backups before updates. Restore the very latest version if a WordPress or plugin update breaks your site. Backup Incrementally. Changes are added to the master, saving server resources vs repeatedly backing up in full. Get more remote storage options including Microsoft OneDrive, SFTP, Microsoft Azure, WebDAV, Google Cloud, SCP, Backblaze and pCloud. Get 1GB of integrated storage with UpdraftVault for 99.999% reliability, redundancy and scalability. Get more control over how many backups are stored in a specified interval. Restore from other backup plugins including BackWPup, BackupWordPress, Simple Backups and more. Run backups at set times e.g. during periods of low traffic. Backup to more than one location for added protection. Get detailed reports. Includes cryptographic checksums so you can verify the integrity of the backup files and more. Get Premium migration. Migrating to the destination site is more direct and can be done from the source site. Get Multisite / multi-network compatibility. Backup non-WP files and databases e.g. tables belonging to your e-commerce store or customisations to WordPress core. Get database encryption. Manage your backups and migrations from the WP-CLI. Get Premium Support. Find out more on our comparison page. UpdraftPlus Premium is available for purchase here. Managing multiple websites? UpdraftCentral is a powerful remote control dashboard for WordPress that allows you to manage your backups, as well as updates, users, pages, posts, plugins and themes from one central location. Choose between: UpdraftCentral (free, self-hosted) UpdraftCentral Premium (paid-for, self-hosted) UpdraftCentral Cloud (paid-for, fully-hosted) Optimize your sites centrally by combining the power of WP-Optimize and UpdraftCentral or manage your backups centrally by combining the power of UpdraftPlus with UpdraftCentral. Need to create a temporary clone of your site? UpdraftClone makes it quick and easy to create a temporary sandbox for changes you want to try out. Simply select the versions of WordPress and PHP that you want, and we’ll do the rest. More about UpdraftClone The full suite of plugins from Team Updraft and friends UpdraftPlus. Backup, migrate and restore. Rated 5* on the plugin directory and trusted by more than 3 million WordPress website owner WP-Optimize. Clean the database, compress images and caching. Optimize your WordPress website. 5* user rating. 1 million + active installs. All-In-One Security (AIOS). Secure your WordPress website. Comprehensive, feature rich and easy to use. 5* user rating and 1 million + active installs. WP Overnight. Quality Extensions for your WooCommerce store. 5* rated invoicing, order and product management, customer management solutions and more. Easy Updates Manager. Take control of updates. Lots of features for free, and a Premium version with even more – over 300,000 users. Internal Link Juicer.Boost your SEO. Automate internal links within your WordPress website. Save time and rank higher in the search engines. For other useful, free plugins see our lead developer’s profile, here. Are you multilingual? Can you translate? Do you want to help people that speak your language to backup, migrate and restore their WordPress websites? The UpdraftPlus backup, migration and restoration plugin is ready and waiting. The translation process is easy, and web-based – please go here for instructions: https://updraftplus.com/translate/. Or, if you’re already an expert WordPress translator, just pick out the .pot file from the wp-content/plugins/updraftplus/languages/ directory – if you scan for translatable strings manually, then you need to get these functions: _x(), __(), _e(), _ex(), log_e(). Many thanks to our existing translators. License Copyright 2011-24 David Anderson This program is free software; you can redistribute it and/or modify it under the terms of the GNU General Public License as published by the Free Software Foundation; either version 3 of the License, or (at your option) any later version. This program is distributed in the hope that it will be useful, but WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the GNU General Public License for more details. You should have received a copy of the GNU General Public License along with this program; if not, write to the Free Software Foundation, Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301 USA Non-English translators are provided by volunteers, and wordpress.org does not give plugin developers control over their translations; thus relying on them is at your own risk; UpdraftPlus cannot guarantee that translations from the original English are accurate. We recognise and thank those mentioned at https://updraftplus.com/acknowledgements/ for code and/or libraries used and/or modified under the terms of their open source licences.