Riverty Payments for Woocommerce vs Hoovi BNPL

With a growing range of Buy now, pay later (BNPL) payment solutions, Riverty offers you and your online shoppers an outstanding webshop experience. You get simple and fast integration plus the guarantee of being paid, while your customers get more freedom, safety and security. It’s win-win for you and your customers. Riverty makes you be even more successful by optimizing your payment method mix and helping consumers complete their checkout. For example, Riverty’s Buy now, pay later offering meets a growing need, as 25% of European online shoppers have already used this payment solution, and 50% confirm they are considering doing so in the future. Get started with Riverty Payments Riverty is the new AfterPay Riverty offers a totally new perspective on financial sustainability, as it now includes all our smart and contemporary payment and receivables management solutions. By starting from the real needs and financial wellbeing of consumers, we enable merchants, partners and consumers to live their best financial life in a rapidly changing world. The benefits of choosing Riverty Fast & easy set-up Are you ready for Riverty payment solutions? Follow the straight-forward instructions and receive confirmation quickly. Follow our installation and setup guidelines to get started. Payment solutions designed for you Seamless integration with your webshop is guaranteed as our plugin is designed for your platform. A direct connection to Riverty with no PSP in between With a direct connection to Riverty, you have full control of the integration. You will also receive regular updates concerning support, functionality and security. Lifetime support If ever you need help, we’re there to help you. Got a question: get in touch and we will sort you out as fast as we can. Easy order management (capturing & refunding) Riverty’s smart order management process makes it easy to manage payments and refunds of items paid with Riverty. By easily capturing previously authorized funds, voiding an unsettled transaction, or doing a full or partial refund of a settled transaction, Riverty’s order management system enables you to manage all transactions that happen for an order. Always know what’s going on Our merchant dashboard helps you keep track of orders, returns and invoices. Your brand in the spotlight While our consumer-focused tools; the Riverty app (Google Play Store and Apple App Store) & MyRiverty offer more freedom and transparency to shoppers, they also ensure you as a merchant have more opportunities and touchpoints to interact with your shoppers as your brand remains in the spotlight. A broad range of payment methods With our seamless integration you can quickly get started with the payment options you want to offer (depending on the countries your webshop operates in). 14-day invoice – Available in every market, 14-day Invoice is the default payment method of Riverty. It is primary designed for business-to-consumer sales. Instalments – This is a Part Payment invoice. The customer can split their purchase over multiple monthly payments. Direct Debit – This is a Direct Debit version of the 14-day invoice payment method. The consumers IBAN is collected at time of purchase in the check-out and the purchase amount is then debited from the consumer’s bank account once the goods have been delivered. Campaign invoice – During peak seasons, such as Christmas, Black Friday, etc, merchants may use campaign invoicing. This gives shoppers extended payment terms per purchase with either fixed date (such as: 15. January) or floating (such as: in 60 days). B2B invoice – This is the the Business to Business (B2B) version of the default 14-day invoice payment method of Riverty. Flex – Flex offers to spread payments to the customers’ desired pace. Giving customers the ultimate freedom of payment customization. With this payment option consumers can adjust at any moment how and when they pay. Pay in 3 – Particularly popular with younger, financially stable audiences buying premium value goods, Pay in 3 splits the check-out amount into 3 interest-free payment parts for completion within 90 days. Riverty Payments are available in the following markets: Germany Austria Switzerland Netherlands Belgium Denmark Sweden Norway Finland.

The Hoovi Payment plugin adds Hoovi’s hire-purchase (“järelmaks”) payment method to your WooCommerce store. Customers can choose Hoovi at checkout, sign their contract on the Hoovi platform, and have the order automatically updated in WooCommerce when the contract is settled. Features Adds a Hoovi payment method to the WooCommerce checkout. Collects company name and registry code from the Estonian Business Registry directly on the checkout. Redirects customers to Hoovi to sign the hire-purchase contract. Updates the order status automatically via a signed Hoovi callback. Provides a “Hoovi Orders” submenu under WooCommerce for filtering Hoovi-paid orders. Adds a custom “Invoiced” order status for accounting workflows. Requirements A Hoovi merchant account (contact https://www.hoovi.ee/kontakt). WooCommerce 7.0 or newer. WordPress 6.0 or newer, PHP 7.4 or newer. External Services This plugin connects to several third-party services to process payments and (optionally) to record errors. The data sent and the conditions under which it is sent are described below. Hoovi Payment API (always used when the gateway is enabled) When a customer pays with Hoovi, the plugin sends the following data to the Hoovi Payment API (default host: https://api.hoovi.ee/, configurable in the gateway settings) so that a hire-purchase contract can be created: Customer first name, last name and email address. Order amount, currency, reference number and a short item description. Company name and Estonian registry code, if entered at checkout. When Hoovi notifies your store that a contract has been settled, cancelled or expired, the plugin receives a signed callback from Hoovi at /wp-json/hoovi/v1/change-status. Hoovi’s privacy policy & terms of service: https://www.hoovi.ee/privaatsuspoliitika Estonian Business Registry — `ariregister.rik.ee` (used on the checkout page when Hoovi is selected) The customer’s company-name lookup field on the checkout queries the Estonian Business Registry’s public autocomplete endpoint (https://ariregister.rik.ee/est/api/autocomplete). The customer’s keystrokes for the company name are sent to that endpoint to fetch matching company suggestions. Estonian Business Registry: https://ariregister.rik.ee/ Sentry error reporting (OPT-IN, off by default) Disabled out of the box. If a site administrator enables Send error reports to Hoovi (Sentry) in the gateway settings, the plugin sends details of unhandled exceptions raised inside this plugin to Sentry (https://*.ingest.us.sentry.io/). The data sent is limited to: Exception class, message and stack trace (file, line, function). The site’s host name (from home_url()). The WordPress environment type (production, staging, development, local). Sentry’s privacy policy: https://sentry.io/privacy/ Sentry’s terms of service: https://sentry.io/terms/ Privacy The plugin registers a privacy policy snippet in WooCommerce’s privacy policy guide (Settings > Privacy > Policy guide), describing the personal and transactional data sent to Hoovi for hire-purchase processing. Site owners are responsible for surfacing this snippet in their public privacy policy.