UpdraftPlus vs Interac e-Transfer /

A clean, reliable EMT gateway for Canadian WooCommerce stores. Customers place an order, then send an Interac e-Transfer. Your store shows clear payment instructions on: – The Thank You page – Order emails – My Account → Order details You can use a static password/answer, or generate dynamic answers per order. You can also offer a discount to encourage EMT. Core Features Works with WooCommerce Classic Checkout and Block Checkout Static or dynamic secret answer Highly customizable instructions (with placeholders) Shows instructions in Thank You, emails, and My Account Optional EMT discount (percentage) + optional savings message Admin/debug friendly; HPOS-ready; translatable Pro Upgrade (Automation & Convenience) If you want the “stop waking me at 3am” features, upgrade to Pro. Pro adds tools that help you match incoming deposit emails to the correct order automatically (IMAP inbox watching) and avoid “same total” collisions (Auto-Match Cents). You can upgrade from the plugin settings screen. Configuration (Recommended Setup) Go to: WooCommerce → Settings → Payments → Email Money Transfer (EMT) → Manage 1) Basic EMT Settings These are the settings most stores need: Enable/Disable: turn EMT on. Title: what customers see at checkout (example: “Interac e-Transfer”). Description: short checkout text to reduce confusion (example: “Pay by EMT. Instructions shown after checkout.”). Secret Answer Mode: Static: you enter one answer and customers use it. Dynamic: the plugin generates an answer per order (less reuse, less confusion). Instructions: Write your “send the EMT to X email + use password Y” instructions here. 2) Instruction Placeholders (Copy/Paste Safe) You can use placeholders inside your instructions: [order] → Order number [answer] → The secret answer/password for that order [amount] → Exact total the customer must send [discount] → Your discount percent Example instruction template: Send [amount] to [email protected]. Security answer: [answer] Include order #[order] in the message. 3) EMT Discount (Optional) If you want to encourage EMT use: – Discount Percent: enter a number like 3 (for 3%). – Discount Message: optional. Use [discount] where you want the percent to appear. If blank, the plugin uses a default “Save X% …” message. Pro Feature: Auto-Match Cents (Unique Totals) The biggest problem with “auto matching” is when multiple unpaid orders have the same total. Auto-Match Cents solves this by applying a tiny extra discount (cents) so each EMT order total becomes unique. How it works: – At checkout, Pro can add a small “cents” discount line (for example, -$0.07). – The customer sends the exact total shown. – When your deposit email arrives, the plugin can match the amount to the exact unpaid order. Settings: – Enable Auto-Match Cents – Auto-Match Min Cents (default 1 = $0.01) – Auto-Match Max Cents (default 25 = $0.25) – Auto-Match Window (Hours) (default 72) When picking cents, the plugin avoids totals already used by unpaid EMT orders created in this window. – Auto-Match Line Label The label shown at checkout for the tiny cents discount (example: “EMT Auto-Match Discount”). Recommended values (most stores): – Min: 1 – Max: 25 – Window: 72 hours Notes: – This is still a DISCOUNT line (not a fee). It reduces the order total slightly. – Keep the range small (1–25¢) so customers don’t feel “baited” or confused. Pro Feature: Auto-Confirm Orders via Inbox (IMAP) SEE SCREENSHOT 7 ON HOW TO FIND THE 7 DAY FREE TRIAL (For a limited time) Pro can check a mailbox (via IMAP) for Interac deposit emails and automatically mark matching EMT orders as paid. IMPORTANT: – This requires the PHP IMAP extension on your server. – Credentials are stored in WordPress options. Use a dedicated mailbox if possible. Best-Practice Setup (Do This Once) 1) Create a dedicated mailbox used only for EMT deposit notifications. (Example: [email protected]) 2) Ensure deposit notifications for that mailbox go ONLY to that mailbox. 3) Turn on Auto-Match Cents (recommended) so totals are unique. 4) Configure IMAP settings and click “Test IMAP Connection”. IMAP Settings (Field-by-Field, Dummy-Proof) 1) IMAP Username Usually your full email address (example: [email protected]). Some hosts use only the mailbox name—check your provider’s “Mail client setup” page. 2) IMAP Password / App Password Use your mailbox password for this email account. If your email provider uses Two-Factor Authentication (2FA) and offers App Passwords (common with Gmail, Yahoo, Microsoft 365), you may need to use an App Password instead of your normal password. Most “website email” accounts (cPanel/Plesk hosting email) do not have App Passwords—use the mailbox password you set in your hosting panel. 3) IMAP Host This must be your provider’s IMAP server. Examples: imap.gmail.com, imap.mail.yahoo.com, outlook.office365.com, or mail.yourdomain.com App Passwords do not fix a wrong host—make sure Host/Port/Encryption are correct first. 4) IMAP Encryption Most providers use SSL. 5) IMAP Port Most providers use 993 for IMAP over SSL. 6) Mailbox / Folder Default: INBOX You can use a subfolder like INBOX/EMT if your mailbox supports it. 7) Skip Certificate Validation (advanced) NOTE– Only enable this if your mail server uses a self-signed/invalid certificate and the connection test fails. Leaving it off is more secure. 8) Inbox Check Interval (Minutes) How often to check the mailbox (default 5). Note: if your site relies on WP-Cron and has low traffic, the checks can be delayed. For best reliability, use server cron or WooCommerce Action Scheduler. sites with regular visitors will not have to worry. 9) Subject Keywords (comma separated) Only process emails whose subject contains at least one keyword (case-insensitive). Defaults include: Interac, e-Transfer, eTransfer, Autodeposit, Auto Deposit, Deposit 10) Trusted Sender Addresses (comma separated) Only emails from these senders can auto-confirm orders. Default: [email protected] Examples: [email protected], payments.interac.ca 11) From Contains (optional) An extra filter to reduce false positives (example: interac, notify, etransfer, yourbank) 12) Mark Processed Emails as Seen If enabled, processed emails are marked read/seen. 13) Order Completion Method Controls how the order is marked paid. (Payment Complete is recommended.) 14) Matching Window (Hours) Only match unpaid EMT orders created within this window. IMAP Connection Test Click “Test IMAP Connection”. You should see Connected OK (green) or an error message (red). Troubleshooting (Common Problems) “IMAP extension missing” Your server doesn’t have PHP IMAP enabled. Ask your host to enable the PHP IMAP extension. “Authentication failed” Wrong username/password, or you need an App Password. Username is your email address. If you have 2FA enabled, create an App Password and use it. Some providers block IMAP until you enable IMAP access in the mailbox settings. “Could not connect / Host not found” Wrong IMAP host. Wrong encryption or port. Start with SSL + 993 and the provider’s documented host. “Certificate / SSL error” Try enabling “Skip Certificate Validation” ONLY if your host uses a self-signed/invalid cert. Auto-Match isn’t finding matches Make sure deposit notifications land in the mailbox/folder you configured. Confirm Trusted Senders includes the real sender address. Confirm Subject Keywords match your deposit email subjects. Enable Auto-Match Cents to prevent same-total collisions. Auto-Match is not going to match %100 of the orders, and that is mostly for security. if enough matches are not found it will be left for manual confirm.

The UpdraftPlus Backup & Migration Plugin is trusted by the WordPress community to backup, restore and migrate their WordPress websites. UpdraftPlus is actively installed on more than 3 million websites around the world. Backup with UpdraftPlus UpdraftPlus is the world’s highest ranking and most popular scheduled backup and migration plugin. Backup to your preferred storage location and restore in just three clicks. Backup to Dropbox, Google Drive, Amazon S3 (or compatible), Rackspace Cloud, FTP, DreamObjects, Openstack Swift or email. The paid version also allows you to backup to Microsoft OneDrive, Microsoft Azure, Google Cloud, Backblaze B2, SFTP, SCP, pCloud, WebDAV or UpdraftVault, our integrated storage option for UpdraftPlus. Backup manually or schedule to run every 2, 4, 8 or 12 hours, daily, weekly, monthly or fortnightly. Restore with UpdraftPlus Your WordPress website is vulnerable. Your site may get hacked. Something could go wrong with an update or your server could crash. You might need to reverse a change made or a mistake caused by human error. Whatever the reason, you can restore your WordPress website in just a few clicks with UpdraftPlus. Choose which components to restore (e.g. plugins, themes, database etc.), click again to restore, then click again to return to the main screen. Migrate with UpdraftPlus It’s easy to migrate your WordPress website to another web host, server or domain with this free version of UpdraftPlus. To migrate, simply download your database, plugins, themes etc. from the source site, then upload them into your destination site. When migrating, a built-in search-and-replace engine identifies old strings and replaces these to reflect the new location. UpdraftPlus saves you time and reduces the risk of broken links or missing files associated with manual migrations. Why UpdraftPlus? Writing a reliable backup and migration plugin that ‘just works’ consistently across millions of different WordPress deployments is hard. UpdraftPlus is relied upon to do exactly that. We’re trusted and actively deployed on more websites around the world than any other WordPress backup and migration plugin. UpdraftPlus: Backs up, migrates and restores Offers a huge number of remote storage locations Allows you to schedule backups, so you can ‘set and forget’ Is comprehensive and easy to use Is proven to work on over 3 million sites. UpdraftPlus Premium The free version of UpdraftPlus will back up and migrate your website perfectly well. However if you need more features and options you can purchase our Premium version. Backup and Migrate with UpdraftPlus Premium, and: Get automatic backups before updates. Restore the very latest version if a WordPress or plugin update breaks your site. Backup Incrementally. Changes are added to the master, saving server resources vs repeatedly backing up in full. Get more remote storage options including Microsoft OneDrive, SFTP, Microsoft Azure, WebDAV, Google Cloud, SCP, Backblaze and pCloud. Get 1GB of integrated storage with UpdraftVault for 99.999% reliability, redundancy and scalability. Get more control over how many backups are stored in a specified interval. Restore from other backup plugins including BackWPup, BackupWordPress, Simple Backups and more. Run backups at set times e.g. during periods of low traffic. Backup to more than one location for added protection. Get detailed reports. Includes cryptographic checksums so you can verify the integrity of the backup files and more. Get Premium migration. Migrating to the destination site is more direct and can be done from the source site. Get Multisite / multi-network compatibility. Backup non-WP files and databases e.g. tables belonging to your e-commerce store or customisations to WordPress core. Get database encryption. Manage your backups and migrations from the WP-CLI. Get Premium Support. Find out more on our comparison page. UpdraftPlus Premium is available for purchase here. Managing multiple websites? UpdraftCentral is a powerful remote control dashboard for WordPress that allows you to manage your backups, as well as updates, users, pages, posts, plugins and themes from one central location. Choose between: UpdraftCentral (free, self-hosted) UpdraftCentral Premium (paid-for, self-hosted) UpdraftCentral Cloud (paid-for, fully-hosted) Optimize your sites centrally by combining the power of WP-Optimize and UpdraftCentral or manage your backups centrally by combining the power of UpdraftPlus with UpdraftCentral. Need to create a temporary clone of your site? UpdraftClone makes it quick and easy to create a temporary sandbox for changes you want to try out. Simply select the versions of WordPress and PHP that you want, and we’ll do the rest. More about UpdraftClone The full suite of plugins from Team Updraft and friends UpdraftPlus. Backup, migrate and restore. Rated 5* on the plugin directory and trusted by more than 3 million WordPress website owner WP-Optimize. Clean the database, compress images and caching. Optimize your WordPress website. 5* user rating. 1 million + active installs. All-In-One Security (AIOS). Secure your WordPress website. Comprehensive, feature rich and easy to use. 5* user rating and 1 million + active installs. WP Overnight. Quality Extensions for your WooCommerce store. 5* rated invoicing, order and product management, customer management solutions and more. Easy Updates Manager. Take control of updates. Lots of features for free, and a Premium version with even more – over 300,000 users. Internal Link Juicer.Boost your SEO. Automate internal links within your WordPress website. Save time and rank higher in the search engines. For other useful, free plugins see our lead developer’s profile, here. Are you multilingual? Can you translate? Do you want to help people that speak your language to backup, migrate and restore their WordPress websites? The UpdraftPlus backup, migration and restoration plugin is ready and waiting. The translation process is easy, and web-based – please go here for instructions: https://updraftplus.com/translate/. Or, if you’re already an expert WordPress translator, just pick out the .pot file from the wp-content/plugins/updraftplus/languages/ directory – if you scan for translatable strings manually, then you need to get these functions: _x(), __(), _e(), _ex(), log_e(). Many thanks to our existing translators. License Copyright 2011-24 David Anderson This program is free software; you can redistribute it and/or modify it under the terms of the GNU General Public License as published by the Free Software Foundation; either version 3 of the License, or (at your option) any later version. This program is distributed in the hope that it will be useful, but WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the GNU General Public License for more details. You should have received a copy of the GNU General Public License along with this program; if not, write to the Free Software Foundation, Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301 USA Non-English translators are provided by volunteers, and wordpress.org does not give plugin developers control over their translations; thus relying on them is at your own risk; UpdraftPlus cannot guarantee that translations from the original English are accurate. We recognise and thank those mentioned at https://updraftplus.com/acknowledgements/ for code and/or libraries used and/or modified under the terms of their open source licences.