SSV SmartPay Pay By Bank vs Smush – Image Optimization, Compression, Lazy Load, WebP & CDN

SSV SmartPay helps WooCommerce stores increase conversion rates and reduce payment costs by enabling Pay by Bank (Open Banking) payments for UK customers. Customers can pay directly from their bank account in a secure, familiar flow without entering card details or creating accounts. This reduces checkout friction and helps more customers complete their purchase. The plugin integrates seamlessly into your existing checkout and adds Pay by Bank as an additional payment option, without replacing your current setup. Why merchants use SSV SmartPay Lower payment costs Reduce transaction fees with simple pricing: Under £50: 20p per transaction (+ VAT) Over £50: 0.5% per transaction (+ VAT) No monthly fees No setup costs No contracts Faster access to funds Payments are typically settled instantly once authorised, helping improve cash flow and reduce delays in fulfilment. No chargebacks Bank-authorised payments remove the risk of chargebacks and reduce payment disputes and admin overhead. Higher checkout completion rates Customers approve payments directly in their banking app using Strong Customer Authentication (Face ID, fingerprint, or passcode), creating a fast and familiar checkout experience. Wide UK bank coverage Works with all major UK banks, giving access to the vast majority of UK consumers. Designed to sit alongside your existing payments Add Pay by Bank as an additional option without disrupting your current payment stack. How it works Customer selects Pay by Bank at checkout They choose their bank They approve the payment in their banking app They are returned to your store and the order is confirmed Requirements WooCommerce installed and active SSV SmartPay merchant account created API key from your SSV SmartPay dashboard Features: Accept payments using QR codes or direct bank transfer. Supports Sandbox (test) and Production (live) environments. Fully compatible with WooCommerce checkout flow. Shows clear messages for payment success, failure, or cancellation. Webhook integration for real-time payment updates Cron job fallback (every 10 minutes) for missed webhook cases Automatic order status update (success, failed, cancelled) Secure API communication with SSV Smart Pay Easy copyable Callback & Webhook URLs in admin settings Currency Support This plugin currently supports GBP (British Pound) as the only currency. Make sure your WooCommerce store uses GBP for successful payment processing. WooCommerce → Settings → General → Currency → GBP – Pound Sterling (£) External Services This plugin connects to the SSV Smart Pay API to securely process WooCommerce payments. Service Used: – SSV Smart Pay API (https://api.ssvsmartpay.co/) Purpose: – Generate payment token / payment URL – Create orders – Validate payment status – Update WooCommerce order after successful payment Data Sent: – Customer email – Customer phone number – Customer name – Order ID – Order amount and currency – Callback URL When Data Is Sent: – During checkout when the customer selects SSV Smart Pay – During payment verification – During callback/response from the SSV Smart Pay system Terms of Service: https://app.ssvsmartpay.co/legal/Terms-of-Service-Consumers Privacy Policy: https://app.ssvsmartpay.co/legal/SSV-Privacy-and-Cookies-Policy Important Setup Instructions After activating the plugin: Go to: Settings → Permalinks and click Save Changes (required for custom URLs to work) If your website uses security/firewall services like: Cloudflare Hosting firewall Security plugins Then whitelist the following URLs: Payment Process URL Payment Status URL Webhook URL (These URLs are available in plugin settings) Support Email: [email protected] Phone: 0203 633 0404 Dashboard: https://app.ssvsmartpay.co

Compress images, optimize images, and enable image lazy load automatically with the powerful Smush image optimizer to keep your WordPress site fast, without losing quality. Smush makes it easy to optimize images, compress images, and deliver images faster across your entire WordPress site. This all-in-one image optimizer automatically reduces image file sizes, enables image lazy load, and serves modern formats like WebP and AVIF, all without breaking image quality or adding extra work. Whether you’re running a blog, store, or portfolio, Smush helps you optimize images at scale and keep your site fast with a trusted WordPress image optimizer. Trusted by 1+ Million Sites | 4.8/5 Star Rating Get everything you need to optimize images and speed up your site. Smush works out of the box with no complicated setup – just install and let it handle the rest. Compress images without losing quality Reduce image file size automatically while keeping your images sharp and clear. Smush is an easy-to-use image optimizer which let’s you compress images using both lossless and lossy compression, giving you the best balance of quality and performance without extra work. You can also compress images outside the media library using Directory Smush, making it easy to optimize images stored in theme folders, plugins, or other directories on your server. Lazy load images for faster pages Enable image lazy load across your site so images load only when needed. This image optimizer improves initial page speed and creates a smoother experience for visitors without extra configuration. Serve WebP and AVIF images automatically (PRO) Convert images to WebP and AVIF and serve them automatically to supported browsers. Smush helps you optimize images using next-gen formats to reduce file size and improve load times across your WordPress site. Deliver images faster with an Image CDN (PRO) Serve images through a global image CDN to reduce latency and improve load times for visitors around the world. 119 global CDN servers Up to 500 GB of bandwidth Faster image delivery based on visitor location Improved performance for image-heavy and high-traffic sites Automatically resize and fix image dimensions (PRO) Eliminate common PageSpeed warnings and improve layout stability with automatic image sizing. Smush dynamically resizes images to perfectly fit their containers, regardless of original size, helping fix the “Properly size images” warning in Google PageSpeed Insights. It also automatically adds missing width and height attributes to your images, improving rendering speed and reducing layout shifts. This helps you meet the “Ensure images have explicit width and height” recommendation without any manual work. Optimize your entire site, automatically Smush works across your whole site as a powerful image optimizer to optimize images as you upload them and maintain performance over time without manual work. Optimize images automatically on upload Compress images in bulk or individually Works with your existing media library No need to re-upload images Enable image lazy load across your site Convert images to WebP and AVIF Deliver images with an integrated image CDN Automatically resize and serve correctly sized images Optimize images outside the media library with Directory Smush Built for performance Smush improves page speed and overall performance by reducing image weight and improving how images are delivered. Reduce page load times Improve user experience Better performance for image-heavy pages Supports image lazy load and preload images (PRO) for faster perceived performance Works with your existing setup Smush is built to work with your current WordPress setup, including popular themes, page builders, and plugins. Compatible with Gutenberg, Elementor, WPBakery, and more Works with WooCommerce stores No need to change your workflow Easy to enable and configure Designed to be simple You don’t need to be a performance expert to optimize images with Smush image optimizer. Works out of the box Simple settings when you need them No technical knowledge required Safe to use on any site Why choose Smush? There are plenty of image optimization plugins, but Smush focuses on making it easy to optimize images, compress images, and improve performance without complexity. As a leading WordPress image optimizer, Smush gives you powerful optimization tools without the technical hassle. Trusted by over 1 million WordPress users Built specifically for WordPress Regular updates and improvements Backed by the WPMU DEV team Get started in minutes Install Smush, activate it, and start to compress images, optimize images, and enable image lazy load right away. This easy-to-use image optimizer helps most sites see improvements immediately without changing how they upload or manage images. About Us WPMU DEV is a premium supplier of quality WordPress plugins, services and support. Learn more here: https://wpmudev.com/ Don’t forget to stay up to date on everything WordPress from the Internet’s number one resource: WPMU DEV Blog Hey, one more thing… we hope you enjoy our free offerings as much as we’ve loved making them for you! Contact and Credits Originally written by Alex Dunae at Dialect (dialect.ca, e-mail ‘alex’ at ‘dialect dot ca’), 2008-11.