SSV SmartPay Pay By Bank vs Payment Gateway Per Product for WooCommerce

SSV SmartPay helps WooCommerce stores increase conversion rates and reduce payment costs by enabling Pay by Bank (Open Banking) payments for UK customers. Customers can pay directly from their bank account in a secure, familiar flow without entering card details or creating accounts. This reduces checkout friction and helps more customers complete their purchase. The plugin integrates seamlessly into your existing checkout and adds Pay by Bank as an additional payment option, without replacing your current setup. Why merchants use SSV SmartPay Lower payment costs Reduce transaction fees with simple pricing: Under £50: 20p per transaction (+ VAT) Over £50: 0.5% per transaction (+ VAT) No monthly fees No setup costs No contracts Faster access to funds Payments are typically settled instantly once authorised, helping improve cash flow and reduce delays in fulfilment. No chargebacks Bank-authorised payments remove the risk of chargebacks and reduce payment disputes and admin overhead. Higher checkout completion rates Customers approve payments directly in their banking app using Strong Customer Authentication (Face ID, fingerprint, or passcode), creating a fast and familiar checkout experience. Wide UK bank coverage Works with all major UK banks, giving access to the vast majority of UK consumers. Designed to sit alongside your existing payments Add Pay by Bank as an additional option without disrupting your current payment stack. How it works Customer selects Pay by Bank at checkout They choose their bank They approve the payment in their banking app They are returned to your store and the order is confirmed Requirements WooCommerce installed and active SSV SmartPay merchant account created API key from your SSV SmartPay dashboard Features: Accept payments using QR codes or direct bank transfer. Supports Sandbox (test) and Production (live) environments. Fully compatible with WooCommerce checkout flow. Shows clear messages for payment success, failure, or cancellation. Webhook integration for real-time payment updates Cron job fallback (every 10 minutes) for missed webhook cases Automatic order status update (success, failed, cancelled) Secure API communication with SSV Smart Pay Easy copyable Callback & Webhook URLs in admin settings Currency Support This plugin currently supports GBP (British Pound) as the only currency. Make sure your WooCommerce store uses GBP for successful payment processing. WooCommerce → Settings → General → Currency → GBP – Pound Sterling (£) External Services This plugin connects to the SSV Smart Pay API to securely process WooCommerce payments. Service Used: – SSV Smart Pay API (https://api.ssvsmartpay.co/) Purpose: – Generate payment token / payment URL – Create orders – Validate payment status – Update WooCommerce order after successful payment Data Sent: – Customer email – Customer phone number – Customer name – Order ID – Order amount and currency – Callback URL When Data Is Sent: – During checkout when the customer selects SSV Smart Pay – During payment verification – During callback/response from the SSV Smart Pay system Terms of Service: https://app.ssvsmartpay.co/legal/Terms-of-Service-Consumers Privacy Policy: https://app.ssvsmartpay.co/legal/SSV-Privacy-and-Cookies-Policy Important Setup Instructions After activating the plugin: Go to: Settings → Permalinks and click Save Changes (required for custom URLs to work) If your website uses security/firewall services like: Cloudflare Hosting firewall Security plugins Then whitelist the following URLs: Payment Process URL Payment Status URL Webhook URL (These URLs are available in plugin settings) Support Email: [email protected] Phone: 0203 633 0404 Dashboard: https://app.ssvsmartpay.co

Take full control of your WooCommerce checkout with Payment Gateway Per Product for WooCommerce. This powerful plugin allows you to show or hide payment gateways based on products, categories, or tags, so your customers only see the most relevant payment options — exactly when it matters. 🚀 Why this plugin? Default WooCommerce shows all payment methods to all customers. That often causes confusion, reduces trust, and increases cart abandonment. With this plugin, you can: – Show PayPal only for specific products – Enable Stripe for subscriptions – Limit cash on delivery to certain categories – Create a clean, optimized checkout experience 👉 Result: Higher conversions, better UX, and fewer abandoned carts Key Features ✔ Assign payment gateways per individual product ✔ Automatically fallback to default gateways when no match is found ✔ Works with PayPal, Stripe, credit cards, and all WooCommerce gateways ✔ Lightweight, fast, and easy to configure ✔ No coding required ✔* Control payment methods per category ✔* Configure tag-based payment rules ✔* Choose fallback behavior: show no payment methods or default gateways Premium Features Features marked with * are available in the Premium version. 🔥 Unlock full control over your WooCommerce checkout: ✔* Per Product Payment Gateways ✔* Category-Based Payment Rules ✔* Tag-Based Payment Control ✔* Flexible Fallback Options If no matching payment gateways are found at checkout, choose to: Show no payment methods, or Show one of your default WooCommerce payment gateways ✔* Include / Exclude Logic ✔* Advanced Checkout Optimization ✔* Easy Setup (no coding required) Free vs Premium || Feature || Free || Premium || | Assign payment gateways per product | ✔ | ✔ | | Default WooCommerce fallback | ✔ | ✔ | | Category-based payment rules | ✖ | ✔* | | Tag-based payment rules | ✖ | ✔* | | Advanced include/exclude logic | ✖ | ✔* | | Choose fallback behavior (none or default) | ✖ | ✔* | | Priority support | ✖ | ✔* | *Premium features are marked with * How It Works Edit a product, category, or tag Select the allowed payment gateways Save your settings At checkout: – Matching gateways are displayed – If no match is found → fallback behavior is applied (default or none) Simple, powerful, and effective. 👉 Want more control, advanced features, and full flexibility over your checkout? Explore documentation, premium features, and updates on our website: https://www.dreamfoxmedia.com 📚 Knowledge Base: https://help.dreamfoxmedia.com 🛠 Need help or support? Submit a request here: https://dreamfoxmedia.com/support-form/