SSV SmartPay Pay By Bank vs Payment Gateway – 2Checkout for WooCommerce

SSV SmartPay helps WooCommerce stores increase conversion rates and reduce payment costs by enabling Pay by Bank (Open Banking) payments for UK customers. Customers can pay directly from their bank account in a secure, familiar flow without entering card details or creating accounts. This reduces checkout friction and helps more customers complete their purchase. The plugin integrates seamlessly into your existing checkout and adds Pay by Bank as an additional payment option, without replacing your current setup. Why merchants use SSV SmartPay Lower payment costs Reduce transaction fees with simple pricing: Under £50: 20p per transaction (+ VAT) Over £50: 0.5% per transaction (+ VAT) No monthly fees No setup costs No contracts Faster access to funds Payments are typically settled instantly once authorised, helping improve cash flow and reduce delays in fulfilment. No chargebacks Bank-authorised payments remove the risk of chargebacks and reduce payment disputes and admin overhead. Higher checkout completion rates Customers approve payments directly in their banking app using Strong Customer Authentication (Face ID, fingerprint, or passcode), creating a fast and familiar checkout experience. Wide UK bank coverage Works with all major UK banks, giving access to the vast majority of UK consumers. Designed to sit alongside your existing payments Add Pay by Bank as an additional option without disrupting your current payment stack. How it works Customer selects Pay by Bank at checkout They choose their bank They approve the payment in their banking app They are returned to your store and the order is confirmed Requirements WooCommerce installed and active SSV SmartPay merchant account created API key from your SSV SmartPay dashboard Features: Accept payments using QR codes or direct bank transfer. Supports Sandbox (test) and Production (live) environments. Fully compatible with WooCommerce checkout flow. Shows clear messages for payment success, failure, or cancellation. Webhook integration for real-time payment updates Cron job fallback (every 10 minutes) for missed webhook cases Automatic order status update (success, failed, cancelled) Secure API communication with SSV Smart Pay Easy copyable Callback & Webhook URLs in admin settings Currency Support This plugin currently supports GBP (British Pound) as the only currency. Make sure your WooCommerce store uses GBP for successful payment processing. WooCommerce → Settings → General → Currency → GBP – Pound Sterling (£) External Services This plugin connects to the SSV Smart Pay API to securely process WooCommerce payments. Service Used: – SSV Smart Pay API (https://api.ssvsmartpay.co/) Purpose: – Generate payment token / payment URL – Create orders – Validate payment status – Update WooCommerce order after successful payment Data Sent: – Customer email – Customer phone number – Customer name – Order ID – Order amount and currency – Callback URL When Data Is Sent: – During checkout when the customer selects SSV Smart Pay – During payment verification – During callback/response from the SSV Smart Pay system Terms of Service: https://app.ssvsmartpay.co/legal/Terms-of-Service-Consumers Privacy Policy: https://app.ssvsmartpay.co/legal/SSV-Privacy-and-Cookies-Policy Important Setup Instructions After activating the plugin: Go to: Settings → Permalinks and click Save Changes (required for custom URLs to work) If your website uses security/firewall services like: Cloudflare Hosting firewall Security plugins Then whitelist the following URLs: Payment Process URL Payment Status URL Webhook URL (These URLs are available in plugin settings) Support Email: [email protected] Phone: 0203 633 0404 Dashboard: https://app.ssvsmartpay.co

2Checkout Payment Gateway for WooCommerce allow to accept online store payment from Paypal, Credit Card, MasterCard and more. How To Set up 2Checkout Payment Gateway for WooCommerce In WordPress NOTE: 2Checkout MUST HAVE ENABLED Dynamic Checkout from their end. This Plugin Doesn’t support 2Checkout 2Monetize package 2Checkout Payment Gateway for WooCommerce is incredible online payment gateway allows to accept payment on WooCommerce powered store from PayPal, Visa, MasterCard, American Express, Discover, American Express, Diners, JCB, PIN debit cards with the Visa or MasterCard logo, Debit cards with the Visa or MasterCard log. 2Checkout is an incredible, seamless, reliable and secured payment gateway to accept payment online and allows mobile payment from buyers worldwide with localized payment options. The payment method includes PCI compliance, merchant account, international fraud prevention, pre-integrated payments gateway and integration with more than 100 shopping carts. 2Checkout support 200+ markets through 8 payment method, 87 currencies, 15 languages and trusted by 50k+ merchants worldwide. Withdrawing fund is easy in 2Checkout. You can get paid many of currencies and plenty of methods including Electronic Funds Transfer that goes directly to your bank accounts, international Wire Transfer, or a 2Checkout branded Payoneer MasterCard. Basic Features 2Checkout SHA2/SHA3 algorithm supported. WooCommerce Checkout Block supported. WooCommerce High-performance order storage supported. Enable Standard Checkout. Enable/Disable 2Checkout Payment Gateway Accepts Major Credit Cards / Debit Cards, Visa®, MasterCard®, American Express®, Discover®, and PayPal payments. Supports All WooCommerce Product Types. Customized Payment Gateway Icons Edit Payment Gateway Title Edit Payment Gateway Description Enable Demo Sell Mode Enable Debugging Well coded with best practices in mind. No technical skills needed. Easy to use and customize. PREMIUM FEATURES OF PAYMENT GATEWAY – 2CHECKOUT FOR WOOCOMMERCE Upgrade to PRO | Documentation | Support WooCommerce Checkout Block supported. Support WooCommerce Subscription. Both simple and variable subscription. Enable Inline/Popup Checkout. Refund Sales from WordPress Admin Top Notch Customer Support