SSV SmartPay Pay By Bank vs Accept Stripe Payments

SSV SmartPay helps WooCommerce stores increase conversion rates and reduce payment costs by enabling Pay by Bank (Open Banking) payments for UK customers. Customers can pay directly from their bank account in a secure, familiar flow without entering card details or creating accounts. This reduces checkout friction and helps more customers complete their purchase. The plugin integrates seamlessly into your existing checkout and adds Pay by Bank as an additional payment option, without replacing your current setup. Why merchants use SSV SmartPay Lower payment costs Reduce transaction fees with simple pricing: Under £50: 20p per transaction (+ VAT) Over £50: 0.5% per transaction (+ VAT) No monthly fees No setup costs No contracts Faster access to funds Payments are typically settled instantly once authorised, helping improve cash flow and reduce delays in fulfilment. No chargebacks Bank-authorised payments remove the risk of chargebacks and reduce payment disputes and admin overhead. Higher checkout completion rates Customers approve payments directly in their banking app using Strong Customer Authentication (Face ID, fingerprint, or passcode), creating a fast and familiar checkout experience. Wide UK bank coverage Works with all major UK banks, giving access to the vast majority of UK consumers. Designed to sit alongside your existing payments Add Pay by Bank as an additional option without disrupting your current payment stack. How it works Customer selects Pay by Bank at checkout They choose their bank They approve the payment in their banking app They are returned to your store and the order is confirmed Requirements WooCommerce installed and active SSV SmartPay merchant account created API key from your SSV SmartPay dashboard Features: Accept payments using QR codes or direct bank transfer. Supports Sandbox (test) and Production (live) environments. Fully compatible with WooCommerce checkout flow. Shows clear messages for payment success, failure, or cancellation. Webhook integration for real-time payment updates Cron job fallback (every 10 minutes) for missed webhook cases Automatic order status update (success, failed, cancelled) Secure API communication with SSV Smart Pay Easy copyable Callback & Webhook URLs in admin settings Currency Support This plugin currently supports GBP (British Pound) as the only currency. Make sure your WooCommerce store uses GBP for successful payment processing. WooCommerce → Settings → General → Currency → GBP – Pound Sterling (£) External Services This plugin connects to the SSV Smart Pay API to securely process WooCommerce payments. Service Used: – SSV Smart Pay API (https://api.ssvsmartpay.co/) Purpose: – Generate payment token / payment URL – Create orders – Validate payment status – Update WooCommerce order after successful payment Data Sent: – Customer email – Customer phone number – Customer name – Order ID – Order amount and currency – Callback URL When Data Is Sent: – During checkout when the customer selects SSV Smart Pay – During payment verification – During callback/response from the SSV Smart Pay system Terms of Service: https://app.ssvsmartpay.co/legal/Terms-of-Service-Consumers Privacy Policy: https://app.ssvsmartpay.co/legal/SSV-Privacy-and-Cookies-Policy Important Setup Instructions After activating the plugin: Go to: Settings → Permalinks and click Save Changes (required for custom URLs to work) If your website uses security/firewall services like: Cloudflare Hosting firewall Security plugins Then whitelist the following URLs: Payment Process URL Payment Status URL Webhook URL (These URLs are available in plugin settings) Support Email: [email protected] Phone: 0203 633 0404 Dashboard: https://app.ssvsmartpay.co

The Stripe Payments plugin allows you to accept credit card payments via Stripe payment gateway on your WordPress site easily. Easily add Stripe ‘Buy Now’ buttons anywhere on your site using a simple shortcode or block. The plugin also supports accepting donations via Stripe. Enable seamless one-click payments via Stripe with a built-in “Remember Me” feature for faster repeat transactions. The plugin is designed with a fully responsive layout, ensuring compatibility across all devices and browsers. After completing a payment, customers are automatically redirected to a “Thank You/Checkout Result” page, where they can view detailed information about their transaction, including the purchased item. All transaction details are securely recorded in the plugin’s “Orders” menu. You can conveniently review and manage your payments and orders directly from your WordPress admin dashboard. For enhanced security, credit card details are never stored by the plugin or your site. All payments are processed directly by Stripe and securely stored in your Stripe account, utilizing their state-of-the-art security measures for credit card handling. Checkout Demonstration Video Setup and Usage Video Features Quick installation and setup. Easily take payment for a service from your site via Stripe. Sell files, digital goods or downloads using your Stripe merchant account. Sell music, video, ebook, PDF or any other digital media files. The ultimate plugin to create simple Stripe payment buttons. Create buy buttons for your products or services on the fly and embed it anywhere on your site using a user-friendly shortcode. Ability to add multiple “Buy Now” buttons to a post/page. Allow users to automatically download the digital file after the purchase is complete. View purchase orders from your WordPress admin dashboard. Accept donation on your WordPress site for a cause. Create a stripe payment button widget and add it to your sidebar. Ability to collect billing and shipping address of the customer. Ability to specify a logo or thumbnail image for the item that will get shown in the stripe payment window. Ability to customize the Stripe buy now button text from the shortcode. Ability to customize the Stripe buy now button appearance using custom CSS code. Ability to specify a custom description for the item/product (this info is captured with the order). Option to configure a notification email to be sent to the buyer and seller after the purchase. There is an option to allow the customer to enter a custom price amount for your product or service (customer pays what they want). Option to accept custom donation amount via Stripe payment gateway. Option to collect tax for your products (if applicable). Option to collect shipping for your tangible products. Option to configure region based shipping additions for physical products. Option to save the card data on Stripe. Ability to have custom thank you page on a per product basis. Ability to customize the message on the thank you page using tags. Ability to customize the price display with currency symbol. Ability to use a link URL to create custom payment button for your products. Option to send receipt email to your customers from Stripe for each transaction. Option to collect a custom input from your customers for products (useful if you are selling products that need special instructions from the customers). Stock control option. You can limit the number of quantity available for a product. Option to enable Alipay payments. So your customers can pay using their Alipay accounts. Option to enable Terms and Conditions that your customers have to accept before they can make a purchase. Ability to configure variable products. You can charge different amount for different options of the product. Ability to create “Authorize Only” products. Authorize and place a hold on the customer’s card, then capture the funds at a later time. Option to enable extended authorization for Stripe payments (if supported by your Stripe account). Option to display a security badge and message on the payment form. 3D Secure payments compatible. Strong Customer Authentication (SCA) Compliant. Browse the plugin documentation to learn more about the features of this plugin. The setup is very easy. Once you have installed the plugin, all you need to do is enter your Stripe API credentials in the plugin settings and your website will be ready to accept credit card payments. You can run it in test mode by specifying test API keys in the plugin settings. Shortcode Parameters/Attributes This plugin offers a shortcode and a block that allows you to create a ‘Buy Now’ or ‘Pay’ button for accepting payments. First, create a product in the plugin’s admin dashboard. Then, use the provided shortcode or block to embed a buy button for that specific product. Check this tutorial for step by step instructions. Detailed Documentation For detailed documentation and instructions please check the WordPress Stripe Payments Plugin documentation page.