seQura vs SmallPay

seQura is the flexible payment platform that will help your business improve conversion and recurrence. The easiest, safest, and quickest way for your customers to pay on installments. +6.000 e-commerce and +1.5 million delight shoppers already use seQura. Are you still thinking about it? This WooCommerce plugin allows you to make payments with seQura. Benefits for merchants Flexible payment solutions adapted to your business. Widest flexible payment solutions in the market: Buy now pay later Pay in 3, no interest Installments, up to 24 months Flexi, combines interest-free bnpl with long-term financing in a single purchase experience Your customers in good hands: Cost transparency and clarity Local support teams to deliver the best shopper experience Secure data, we don’t share your data with anyone or use your information to sell our own or third-party products Obsessed with conversion and recurrence We adapt to your business, solutions for every sector, and buyer profile The highest acceptance rate in Southern Europe thanks to our own risk algorithm, created and optimized for the local market Instant approval. A frictionless credit-purchase experience, buy-in seconds without document uploads seQura marketing collateral to support your campaigns Benefits for customers Widest range of flexible payment solutions available on the market, up to 4 different solutions to pay as you want. Access to credit with no paperwork, just complete 5 fields to be instantly approved Security and privacy, we do not sell your personal data to third parties nor share with other companies

Smallpay is a company specialized in recurring payments with credit cards; Smallpay is a cloud platform that offers to the seller the possibility of sellingof goods and services in installments with automatic and recurring payment on credit cards. Smallpay offers the Merchant the possibility of payments in installments on any purchase and to charge monthly each installment on the card of his client. It is possible to do this both for the operators of physical stores that access their account with Log-in and password, and for the owners of online shops who have downloaded the plugin and have activated it on their e-commerce site. All merchant’s customers will only have to enter their credit card number in the check-out page for payment of the first installment; the installments following the first one will be debited automatically, on the same card, on the 5th of each month until the current installments are canceled Features Ability to apply installments on product categories Ability to set up to 3 price ranges on which to apply the installments Ability to select the minimum and maximum number of installments for each price range Merchant and customer can view active installment plans Receiving installment plan updates in the Woocommerce back office Security Being Smallpay a Nexi partner (https://ecommerce.nexi.it/), entrusts to Nexi all the security requirements related first transactions made online by the customer in favor of the operator. Smallpay will send payments after the first only after receiving a security code from Nexi (token), only once a month and only for the number of installments that the merchant has granted to his client for a specific purchase. Rates Plugin: free Plug-in maintenance: free Plugin updates: free Commissions 1 € + VAT per transaction Rate in% of the volume transacted according to the contract signed for XPay. The monthly cost of the account is € 19.90 + VAT. Account and Back Office The account dashboard allows the operator to view the status of payments in real time, to analyze the statistics of the payments received and the planning of future payments of installments that will be paid over time. What customers will appreciate Being able to pay in installments an asset or service with interest 0 is the most important factor and pushes many customers to use the Smallpay service, preferring it to financial services that have very high costs. Furthermore, the activation of installments with a financial company is long and laborious and the practice can be refused. With Smallpay the outcome of the first transaction is given in real time and, if the first installment is successful, the subsequent installments will also be charged to the same card. What merchants will appreciate Allowing payments in installments for an asset or service with interest 0 allows the operator to sell items of greater value or offer longer-term subscription services. Furthermore, the system is easy and intuitive and no specialized staff is needed to activate an installment plan simply and quickly. Not least, at the beginning of each month the operator receives in a single solution the total amount of the installments expiring in the reference month