Paystack WooCommerce Payment Gateway vs Payment Gateway with MPGS for WooCommerce

Accept credit and debit card payments on your WooCommerce store using MasterCard Payment Gateway Services (MPGS) Hosted Checkout. All card data is handled by MPGS servers directly. No sensitive payment information touches your server, keeping you PCI compliant. Features Test Mode – Switch between test and live credentials safely Debug Logging – Built-in WooCommerce logger for troubleshooting Transaction Details – Saves transaction ID, receipt, card type, and last 4 digits with each order HPOS Compatible – Works with WooCommerce High-Performance Order Storage Multiple API Versions – Supports MPGS API versions 49, 52, 55, 62, 63, and 66 3DS Authentication – Supports both 3DS1 and 3DS2 Translation Ready – French translation included Checkout Modes Payment Page – Customer is redirected to the MPGS payment page (all API versions) Lightbox – Payment form opens as a popup on your site (API v49-62 only) Pro Version Everything above stays free, forever. MPGS Pro adds payment operations tooling on top: Transaction Log Viewer – Every gateway event in your dashboard (WooCommerce > MPGS Logs). No FTP, no raw log files. Card Surcharge – Pass processing fees to the customer. Fixed or percentage, with per-country rates. Authorize & Capture – Hold funds at checkout, capture the full or a partial amount from the order screen when you ship. Branded Checkout – Your logo, website, and contact details on the MPGS payment page. Payment Alerts – Instant email or webhook notifications for successful, failed, and refunded payments. Upgrade from the plugin’s Upgrade link on the Plugins page. Credits Maintained by Salman Patnee. Originally created by Ali Basheer (v1.0.0-1.5.1). External Services This plugin connects to MasterCard Payment Gateway Services (MPGS) to process payments. Provider: MasterCard International Incorporated – mastercard.com Terms of Use: mastercard.com/terms-of-use Privacy Policy: mastercard.com/privacy When and what data is sent The plugin calls MPGS servers twice per transaction: At checkout – Creates a payment session with order amount, currency, description, customer name/email, and return URL. After payment – Verifies the transaction result using the order ID. Merchant credentials are sent server-side only and never exposed to the browser. Card numbers, CVV, and expiry dates are never sent through this plugin – customers enter these directly on MPGS-hosted pages. Gateway domains https://ap-gateway.mastercard.com/ – Asia Pacific https://eu-gateway.mastercard.com/ – Europe https://na-gateway.mastercard.com/ – North America https://mtf.gateway.mastercard.com/ – Test/Sandbox Your bank will tell you which domain to use. Privacy This plugin does not track users, store card data, use tracking cookies, or share data with anyone other than MPGS for payment processing.

Paystack makes it easy for businesses in Nigeria, Ghana, Kenya and South Africa to accept secure payments from multiple local and global payment channels. Integrate Paystack with your store today, and let your customers pay you with their choice of methods. With Paystack for WooCommerce, you can accept payments via: Credit/Debit Cards — Visa, Mastercard, Verve (NG, GH, KE), American Express (SA only) Bank transfer (Nigeria) Mobile money (Ghana) Masterpass (South Africa) EFT (South Africa) USSD (Nigeria) Visa QR (Nigeria) Many more coming soon Why Paystack? Start receiving payments instantly—go from sign-up to your first real transaction in as little as 15 minutes Simple, transparent pricing—no hidden charges or fees Modern, seamless payment experience via the Paystack Checkout — Try the demo! Advanced fraud detection Understand your customers better through a simple and elegant dashboard Access to attentive, empathetic customer support 24/7 Free updates as we launch new features and payment options Clearly documented APIs to build your custom payment experiences Over 60,000 businesses of all sizes in Nigeria, Ghana, Kenya, and South Africa rely on Paystack’s suite of products to receive payments and make payouts seamlessly. Sign up on Paystack.com/signup to get started. Note This plugin is meant to be used by merchants in Ghana, Kenya, Nigeria and South Africa. Plugin Features Accept payment via Mastercard, Visa, Verve, USSD, Mobile Money, Bank Transfer, EFT, Bank Accounts, GTB 737 & Visa QR. Seamless integration into the WooCommerce checkout page. Accept payment directly on your site Refunds from the WooCommerce order details page. Refund an order directly from the order details page Recurring payment using WooCommerce Subscriptions plugin WooCommerce Subscriptions Integration The WooCommerce Subscriptions integration only works with WooCommerce v2.6 and above and WooCommerce Subscriptions v2.0 and above. No subscription plans is created on Paystack. The WooCommerce Subscriptions plugin handles all the subscription functionality. If a customer pays for a subscription using a Mastercard or Visa card, their subscription will renew automatically throughout the duration of the subscription. If an automatic renewal fail their subscription will be put on-hold and they will have to login to their account to renew the subscription. For customers paying with a Verve card, their subscription can’t be renewed automatically, once a payment is due their subscription will be on-hold. The customer will have to login to his account to manually renew his subscription. If a subscription has a free trial and no signup-fee, automatic renewal is not possible for the first payment because the initial order total will be 0, after the free trial the subscription will be put on-hold. The customer will have to login to his account to renew his subscription. If a Mastercard or Visa card is used to renew the subscription subsequent renewals will be automatic throughout the duration of the subscription, if a Verve card is used automatic renewal isn’t possible.