Paymento – Non-Custodial Crypto Payment Gateway for WooCommerce vs Pay for Payment for WooCommerce

Paymento – The Non-Custodial Crypto Payment Gateway for WooCommerce Paymento allows businesses and individuals to accept cryptocurrency payments directly into their own wallets, eliminating third-party risks, custody issues, and unnecessary fees. 🌟 Key Features: ✔ Direct Wallet Payments – No intermediaries, full control over your funds. ✔ Multi-Chain Support – Accept Bitcoin, Ethereum, USDT (ERC20 & TRC20), and more. ✔ Secure & Private – Non-custodial solution with no private key access required. ✔ Easy WooCommerce Integration – Install, configure, and start accepting crypto in minutes. ✔ WooCommerce Blocks Compatible – Works with both classic and modern block-based checkout. ✔ HPOS Compatible – Full support for High-Performance Order Storage. ✔ Low Transaction Fees – Save costs compared to traditional payment gateways. ✔ Developer-Friendly API – Expand functionality with simple API calls. Requirements WordPress 6.0 or higher WooCommerce 8.0 or higher PHP 8.0 or higher A Paymento merchant account Configuration Go to WooCommerce > Settings > Payments. Find “Paymento” in the list and click “Manage”. Enable the payment method by checking the “Enable/Disable” box. Fill in the following required fields: Title: The name of the payment method displayed to customers Description: A brief description of the payment method displayed to customer, you can mention the assets that you want to accept. API Key: Your Paymento API Key (available in your Paymento merchant dashboard) Secret Key: Your Paymento Secret Key (available in your Paymento merchant dashboard) Choose your preferred Confirmation Type: Redirect Immediately and Hold Invoice (Recommended) Wait for Payment Confirmation Optionally enable Debug Log for troubleshooting. Click “Save changes” to apply your settings. Usage Once configured, the Paymento payment option will appear on your WooCommerce checkout page. Customers can select this option to pay with cryptocurrency. Order Process Customer selects Paymento as the payment method and completes the order. They are redirected to the Paymento payment page to complete the transaction. After payment, the customer is redirected back to your store. The order status is updated based on the payment status and your chosen confirmation type. External Services This plugin connects to the Paymento API to process cryptocurrency payments. Paymento is a non-custodial payment gateway that enables WooCommerce stores to accept payments in Bitcoin, Ethereum, USDT, and other cryptocurrencies. 📌 Data Sent to Paymento API The plugin makes exactly four types of request to the Paymento API, each with a specific trigger. No request is made on ordinary page views. Submitting Payment Requests Endpoint: https://api.paymento.io/v1/payment/request Triggered when a customer places an order and chooses Paymento at checkout. Data sent: order total, currency, order ID, the return URL on your store, and your API Key. Paymento returns a payment token used to generate the invoice. Payment Verification Endpoint: https://api.paymento.io/v1/payment/verify Triggered only when Paymento notifies your store of a paid order via webhook (IPN). Data sent: the payment token for that order, and your API Key. Used to confirm the notification is genuine before the order is completed. Fetching Merchant Information Endpoint: https://api.paymento.io/v1/ping/merchant/ Triggered only when an administrator saves the gateway settings in WooCommerce. Data sent: your API Key. Returns your registered merchant name and account status, which are stored locally and shown on the settings screen. Setting Callback URLs Endpoint: https://api.paymento.io/v1/payment/settings/ Triggered only when an administrator saves the gateway settings, after the merchant check above succeeds. Data sent: your store’s webhook (IPN) URL and your API Key, so Paymento knows where to send payment notifications. 📌 Customer Redirect After an order is placed, the customer’s browser is redirected to https://app.paymento.io/gateway with the payment token for that order, where they complete the payment. No other customer data is included in the redirect. 📌 Data Received Paymento sends payment status notifications to /wp-json/paymento/result on your store. Every notification is verified with an HMAC SHA256 signature using your Secret Key before it is processed. 🔗 Third-Party Policies By using this plugin, your WooCommerce store communicates with Paymento API. You can review Paymento’s terms and policies here: Terms of Service: https://paymento.io/terms Privacy Policy: https://paymento.io/privacy This ensures users are fully aware of the data being sent and why. 🚀 Troubleshooting If you encounter any issues: Enable Debug Log in the plugin settings. Check the WooCommerce status report (WooCommerce > Status > Logs) for detailed error messages. Ensure your API Key and Secret Key are correct. Verify that your server can receive incoming webhooks from Paymento. Support For support, please open an issue on the GitHub repository or contact Paymento support for gateway-specific questions. Contributing Contributions to improve the plugin are welcome. Please fork the repository and submit a pull request with your changes. License This plugin is released under the GPLv2 or later license.

Add individual charges for each payment method as a flat rate and/or as a percentage of the cart total. The plugin first calculates the percentage rate and then adds the fixed rate on top. Now compatible with React-based payment gateways! Configure payment fees for all gateways (including WooCommerce Stripe) using the new centralized settings tab at WooCommerce > Settings > Pay for payment. You can use placeholders in the payment item title: [FIXED_AMOUNT]: Will print money-formatted fixed amount you entered. [PERCENT_AMOUNT]: will print out percental amount you entered [CART_TOTAL]: will print out money-formatted cart totals. [MINIMUM_AMOUNT]: will print out money-formatted minimum amount you entered when calculating percentage fee. [MAXIMUM_AMOUNT]: will print out money-formatted maximum amount you entered when calculating percentage fee. Example: Payment Fee ([FIXED_AMOUNT] + [PERCENT_AMOUNT]% of [CART_TOTAL]) Requires at least WooCommerce 2.6, compatible with WooCommerce 3.2+ (recommended). The support for WC 2.6 will be dropped soon. Features Fixed charge and/or a percentage of cart total Possibility to disable for free/zero shipping Plugin API. See GitHub for details. Compatibility Now compatible with React-based payment gateways including WooCommerce Stripe Payment Gateway! Use the centralized “Pay for payment” settings tab (WooCommerce > Settings > Pay for payment) to configure fees for React-based gateways. WPML (see FAQ) WooCommerce Price Based on Country for WooCommerce & PRO Multi Currency for WooCommerce & PRO WooCommerce Multi-Currency when the store currency is USD YayCurrency PRO WOOCS Limitations It seems that Mercadopago gateway is not handling WC_Fee correctly. Get in touch with Mercadopago support (and I’m happy to help them fix the issue) Better not use it with PayPal. (Legal issue, see FAQ as well.) Doesn’t work on “Pay for order” pages (manually created orders or canceled payments), because of WC limitations Special Credits to Jörn Lund (@podpirate) who have developed this plugin and abandoned it in 2016.