Pay Advantage vs Payment Gateway for IDBANK

Pay Advantage is Australia’s #1 solution for accepting Visa, Mastercard, American Express, BPAY and Direct Debit. This plugin allows you to add widgets to your website so you can: Instantly accept all major credit cards including Visa, Mastercard and American Express from your site Automatically on-charge credit card processing fee’s Reduce card acceptance fraud with the latest 3D Secure v2/Payer Authentication system which verifies the cardholder authenticity Generate BPAY CRNs allowing you to accept BPAY payments Integrates with WooCommerce Awards CIO Top 10 APAC Payment Solution Companies (2019) Features Easy online application with fast account approvals and next business day settlement of most payment types Australia based telephone and email support Instant online credit card payments through Visa, Mastercard and American Express Generate BPAY compatible CRN’s allowing you to accept payments through BPAY WooCommerce payments

Payment Gateway for IDBANK is a professional WooCommerce extension that enables seamless integration of IDBANK’s payment system into your online store. Designed specifically for businesses operating in Armenia. Key Features Multi-Currency Support – Accept payments in AMD, RUB, USD, and EUR Secure Payments – PCI DSS compliant with 3DS2 authentication Card Binding – Save customer cards for faster future checkouts WooCommerce Subscriptions – Full support for recurring payments Refund Management – Process refunds directly from WooCommerce WPML Compatible – Full support for multilingual websites HPOS Compatible – Works with WooCommerce High-Performance Order Storage Test Mode – Sandbox environment for testing before going live Automatic Updates – Keep your gateway up-to-date automatically Payment Process Customer selects IDBANK payment method at checkout Customer is redirected to IDBANK’s secure payment page Payment is processed through IDBANK’s system Customer returns to your store with payment confirmation Order status is automatically updated Requirements Before using this plugin, you must: Have a WordPress website with WooCommerce installed Contact IDBANK to set up a merchant account Obtain API credentials from IDBANK Contact IDBANK: * Phone: 010 59 33 33 * Email: [email protected] Activation & Setup This plugin requires license activation through HK Digital Agency. Visit hkdigital.am or call 033 779-779 for activation. Note: Activation service is paid. Technical Requirements WordPress 5.0 or higher WooCommerce 5.0 or higher PHP 7.4 or higher SSL certificate (HTTPS) Valid IDBANK merchant account Security & Privacy During plugin installation, your domain name, site URL, and IP address will be accessible to HK Digital Agency for license verification and copyright protection purposes. Additional Information Automatic Updates The plugin includes automatic update functionality to ensure compatibility with the latest WordPress and WooCommerce versions. Update service terms are available on the HK Digital Agency website. Support & Documentation For technical support and detailed documentation: * Website: hkdigital.am * Phone: 033 779-779 * Email: [email protected] For IDBANK merchant account and payment system support: * Phone: 010 59 33 33 * Email: [email protected] Copyright & License This plugin and all its contents are protected by copyright law. Copyright © HK Digital Agency LLC Distribution, modification, adaptation, or any other form of use of trademarks and code contained in this plugin is prohibited without prior written permission from HK Digital Agency LLC. The plugin is provided with a paid usage license. For pricing information, visit hkdigital.am or call 033 779-779. Disclaimer HK Digital Agency LLC is not responsible for: * Services provided by other plugins, extensions, platforms, or organizations * Technical issues caused by updates from WordPress, other plugins, or third-party services * Partial or complete disruption of the plugin due to external factors * Website uptime or security (merchant responsibility) Privacy Policy During installation, the following information is collected for license verification: * Website domain name * Website URL * Server IP address This information is used solely for license verification and copyright protection purposes. Verification Checklist After updating to version 1.0.7, verify the following: Admin Panel: Navigate to WooCommerce → Settings → Payments → IDBANK Verify no PHP notices or deprecation warnings appear Check debug.log for any errors Checkout (Test Mode): Complete a test purchase with a new card Complete a test purchase with a saved card Verify order status updates correctly Account Page: Navigate to My Account → Cards Verify saved cards display correctly Test card deletion functionality Optional – Refunds: Process a small test refund from order admin Verify refund processes correctly in WooCommerce logs Permalinks: Go to Settings → Permalinks → Save Settings This ensures the cards endpoint rewrite rules are properly flushed Note: Clear all caching plugins after update to ensure updated JavaScript files are served. Technical Notes Minimum Requirements WordPress 5.0+ WooCommerce 5.0+ PHP 7.4+ MySQL 5.6+ or MariaDB 10.0+ HTTPS/SSL Certificate Memory Limit: 128MB minimum (256MB recommended) Recommended Server Configuration PHP 8.0 or higher MySQL 5.7+ or MariaDB 10.2+ Memory Limit: 256MB or higher Max Execution Time: 300 seconds HTTPS/SSL Certificate (required for production) Browser Compatibility Chrome (latest 2 versions) Firefox (latest 2 versions) Safari (latest 2 versions) Edge (latest 2 versions) Mobile browsers (iOS Safari, Chrome Mobile) Known Compatibility ✓ WooCommerce 5.0 – 9.x ✓ WordPress 5.0 – 6.7.2 ✓ PHP 7.4 – 8.3 ✓ WPML (all versions) ✓ WooCommerce Subscriptions ✓ WooCommerce Blocks ✓ High-Performance Order Storage (HPOS) Credits Developed by HK Digital Agency Special thanks to IDBANK for their payment system integration support.