WP NMI Payment Gateway for WooCommerce vs Pay for Payment for WooCommerce

NMI ACH Gateway for WooCommerce is a powerful payment gateway plugin that allows you to securely accept credit cards and ACH payments directly on your WooCommerce store. Built with PCI compliance in mind, this plugin ensures that every transaction is handled safely and efficiently through the NMI (Network Merchants, Inc.) gateway, one of the most reliable payment processors in the market that offers robust payment solutions for merchants to accept a variety of payment methods online, including ACH eChecks. Key Features of WordPress NMI ACH Gateway for WooCommerce Easy Installation: Streamlined setup process with minimal configuration. Once installed, browse WooCommerce Settings – Payments and fill out a few fields, and you’ll be set up to accept credit card payments on your store. Secure ACH Processing: Leverages NMI’s tokenization library for secure ACH payments, ensuring PCI compliance. Secure Payment Processing: Leverages the Collect.js tokenization library to securely transmit payment data directly to NMI, eliminating the need for PCI-DSS certification concerns. Card Verification: The plugin integrates card processing and verification to process credit card payments synchronized with card verification. Refund Management: Process full or partial refunds directly from the WooCommerce dashboard, including one-time orders. Restrict Card Types: Optionally choose to restrict certain card types, hiding their icons and providing proper error messages on checkout. Authorize and Capture: Option to authorize transactions initially and capture funds later. Payment Method Restriction: Restrict certain card types during checkout with appropriate error messaging. Gateway Receipts: Option to send payment receipts directly from your NMI account. Detailed Logging: Enable logging to troubleshoot and debug any issues, providing valuable insights when needed. Manage Subscriptions [Enterprise Version]: Utilize the WooCommerce Subscriptions extension to create and manage recurring payment products, offering residual revenue that you can monitor. No Sensitive Data Stored On-Site: Uses NMI’s “customer vault” to charge future payments without storing sensitive data on your site. Customizable Payment Experience: Tailor the payment experience to match your brand’s look and feel by adjusting settings like displayed payment methods and transaction descriptions. Advanced Security: Uses encryption and tokenization to protect sensitive customer data, minimizing data breach risks and ensuring PCI compliance. Extensive Reporting & Analytics: Access transaction history, manage refunds, and analyze gateway performance to optimize sales strategies. Integrating the NMI Gateway into your WooCommerce store not only streamlines the payment process but also enhances customer trust. By providing a secure environment for transactions, you can reassure shoppers that their sensitive information is protected. This confidence often leads to higher conversion rates and repeat business. The plugin supports a variety of payment options, catering to diverse customer preferences. Whether your clientele prefers using credit cards or opting for ACH payments, the NMI Gateway ensures that their needs are met. This flexibility can significantly broaden your customer base and improve overall sales. NMI Gateway for WooCommerce Platform is an essential tool for any online merchant looking to enhance their payment processing capabilities. With its robust security features, user-friendly interface, and extensive customization options, it stands out as a leading choice for businesses of all sizes. Requirements Active NMI account. WooCommerce version 3.3 or later. Valid SSL certificate for secure transactions and PCI DSS compliance. This plugin does not store sensitive payment data on your site. Disclaimer This plugin is not affiliated with or endorsed by NMI, WooCommerce, or Automattic. All trademarks are the property of their respective owners. Third-Party Services This plugin integrates with several third-party services to process payments and transactions. The data sent to these services may include sensitive information such as payment details. Below is a list of the third-party services used, including their URLs, terms of use, and privacy policies: SkyBank Gateway * API URL: https://secure.skybankgateway.com/api/transact.php Durango Direct * API URL: https://secure.durango-direct.com/api/transact.php Network Merchants Inc. (NMI) ** * **API URL: https://secure.networkmerchants.com/api/transact.php PlanetAuthorize Gateway * API URL: https://secure.planetauthorizegateway.com/api/transact.php MerchantGuy Gateway * API URL: https://secure.merchantguygateway.com/api/transact.php Payline Data Gateway * API URL: https://secure.paylinedatagateway.com/api/transact.php Note: For detailed information on how these services handle your data, please review their respective terms of use and privacy policies. We do not control these services and are not responsible for their data handling practices.

Add individual charges for each payment method as a flat rate and/or as a percentage of the cart total. The plugin first calculates the percentage rate and then adds the fixed rate on top. Now compatible with React-based payment gateways! Configure payment fees for all gateways (including WooCommerce Stripe) using the new centralized settings tab at WooCommerce > Settings > Pay for payment. You can use placeholders in the payment item title: [FIXED_AMOUNT]: Will print money-formatted fixed amount you entered. [PERCENT_AMOUNT]: will print out percental amount you entered [CART_TOTAL]: will print out money-formatted cart totals. [MINIMUM_AMOUNT]: will print out money-formatted minimum amount you entered when calculating percentage fee. [MAXIMUM_AMOUNT]: will print out money-formatted maximum amount you entered when calculating percentage fee. Example: Payment Fee ([FIXED_AMOUNT] + [PERCENT_AMOUNT]% of [CART_TOTAL]) Requires at least WooCommerce 2.6, compatible with WooCommerce 3.2+ (recommended). The support for WC 2.6 will be dropped soon. Features Fixed charge and/or a percentage of cart total Possibility to disable for free/zero shipping Plugin API. See GitHub for details. Compatibility Now compatible with React-based payment gateways including WooCommerce Stripe Payment Gateway! Use the centralized “Pay for payment” settings tab (WooCommerce > Settings > Pay for payment) to configure fees for React-based gateways. WPML (see FAQ) WooCommerce Price Based on Country for WooCommerce & PRO Multi Currency for WooCommerce & PRO WooCommerce Multi-Currency when the store currency is USD YayCurrency PRO WOOCS Limitations It seems that Mercadopago gateway is not handling WC_Fee correctly. Get in touch with Mercadopago support (and I’m happy to help them fix the issue) Better not use it with PayPal. (Legal issue, see FAQ as well.) Doesn’t work on “Pay for order” pages (manually created orders or canceled payments), because of WC limitations Special Credits to Jörn Lund (@podpirate) who have developed this plugin and abandoned it in 2016.