Montonio for WooCommerce vs Really Simple Security – Simple and Performant Security (formerly Really Simple SSL)

Montonio is a complete checkout solution for online stores that includes all popular payment methods (local banks, card payments, Apple Pay, Google Pay, MobilePay) plus financing and shipping. Montonio offers you everything you need in your online store checkout. Payments The easiest way to collect payments in your online store. Montonio payment initiation service offers integrations with all major banks in Estonia, Finland, Latvia, Lithuania and Poland, additionally Apple Pay, Google Pay, MobilePay, Revolut (available everywhere) and Blik in Poland. All funds are immediately deposited to your bank account and an overview of the transactions can be found in our partner system. Card Payments Give your customers more ways to pay. In addition to payment links, Montonio lets your users pay by credit card. Apple Pay, Google Pay Want to offer an even easier way of paying? We also have Apple Pay and Google Pay! You can add these popular mobile wallets to your online store’s checkout. Your customers can pay faster since their credit card info is stored in the digital wallet and they don’t need to enter card details with each purchase. Refunds You can do a partial or full refund with a couple of clicks in the Montonio Partner System. Just open the order, check what items your customer returned and refund the amount needed. Financing (Hire purchase) Montonio Financing is just the right solution for financing larger purchases. You customers can choose a payment schedule that exactly suits their needs. Shoppers pay in equal instalments but you will get the full payment amount upfront. Plus, there’s no service fee for the merchant. Pay Later Give your visitors the most convenient ways to pay – with Montonio ‘Pay later’ your customers can pay later or split purchase into two or three payments. All this without any additional interest or contract fees for them. Shoppers pay in equal instalments but you will get the full payment amount upfront. Shipping Handle everything from one system: automatically generate, edit and print shipping labels without having to ever leave the Montonio dashboard. Labels are automatically retrieved from providers after order creation. You can start printing with just 2 clicks. With Montonio you can add order tracking codes with a link to the providers’ tracking page. How to get started Adding Montonio to your store is only a matter of minutes. 1. Sign up at montonio.com 2. Verify your identity and confirm your account with Montonio 3. Set up the plugin, insert API keys and start using Montonio. More details on how to install and set up the plugin can be found in the Installation tab. Availability Montonio currently offers services in these countries: * Payments: Estonia, Finland, Latvia, Lithuania, Poland * Card payments: Estonia, Finland, Latvia, Lithuania, Poland * Financing: Estonia, Latvia, Lithuania * Pay Later: Estonia, Latvia, Lithuania * Shipping: Estonia, Latvia, Lithuania, Poland We are also working on adding new countries. Support Any questions? Just drop us an email at [email protected]. WANT TO KNOW MORE? More information about our solutions can be found on our website. External Services This plugin connects to multiple Montonio services to provide payment processing, shipping management, and service improvements: Montonio Payment Gateway (Stargate) What it does: Processes various payment methods including bank payments, card payments, BLIK payments, hire purchase and pay later options. Data transmitted: Order information (total amount, currency, order items), customer details (name, email, billing/shipping addresses), payment method selection, and merchant identification. When transmitted: During checkout when a payment is initiated, when checking payment status, and when processing refunds. Service URLs: * Production: https://stargate.montonio.com/api * Sandbox: https://sandbox-stargate.montonio.com/api Service information: Terms of Service | Privacy Policy Montonio Shipping API What it does: Manages shipping methods, pickup points, courier services, label generation and shipment tracking. Data transmitted: Shipping addresses, order details, selected shipping methods, parcel information (weight, dimensions), and shipment tracking information. When transmitted: When retrieving available shipping methods, displaying pickup points, creating shipments, and generating shipping labels. Service URLs: * Production: https://shipping.montonio.com/api * Sandbox: https://sandbox-shipping.montonio.com/api Service information: Terms of Service | Privacy Policy Montonio JavaScript SDK What it does: Client-side library that renders payment forms, handles payment method selection and processes transactions. Data transmitted: Payment form inputs, selected payment method details, transaction authentication data. When transmitted: During checkout when payment forms are displayed and when customers interact with payment elements. Service URLs: * Montonio JS: https://js.montonio.com/1.x.x/montonio.umd.js * Montonio JS (Legacy): https://public.montonio.com/assets/montonio-js/3.x/montonio.bundle.js * Card payments API (Production): https://api.card-payments.montonio.com/payment-intents * Card payments API (Sandbox): https://api.sandbox-card-payments.montonio.com/payment-intents * Payment intents API (Production): https://stargate.montonio.com/api/payment-intents * Payment intents API (Sandbox): https://sandbox-stargate.montonio.com/api/payment-intents Service information: Bank Payment Terms of Service | Card Payment Terms of Service | Privacy Policy Montonio Telemetry Service What it does: Sends Store URL, WordPress/WooCommerce version information and plugin configuration settings to offer better customer support when troubleshooting issues. No sensitive or private data is collected. Data transmitted: Store URL, WordPress/WooCommerce version information, plugin configuration settings (with sensitive data removed). When transmitted: Upon plugin activation, deactivation, settings changes, and periodically (once per day). Service URL: https://plugin-telemetry.montonio.com/api Service information: Terms of Service | Privacy Policy

Easily improve site security with WordPress Hardening, Two-Factor Authentication (2FA), Login Protection, Vulnerability Detection and SSL certificate. Really simple, Effective and Performant WordPress Security Really Simple Security is the most lightweight and easy-to-use security plugin for WordPress. It secures your WordPress website with SSL certificate generation, including proper 301 https redirection and SSL enforcement, scanning for possible vulnerabilities, Login Protection and implementing essential WordPress hardening features. We believe that security should have the absolute minimum effect on website performance, user experience and maintainability. Therefore, Really Simple Security is: Lightweight: Every security feature is developed with a modular approach and with performance in mind. Disabled features won’t load any redundant code. Easy-to-use: 1-minute configuration with short onboarding setup. Security Features Easy SSL Migration Migrates your website to HTTPS and enforces SSL in just one click. 301 redirect via PHP or .htaccess Secure cookies Let’s Encrypt: Install an SSL Certificate if your hosting provider supports manual installation. Server Health Check: Your server configuration is every bit as important for your website security. WordPress Hardening Tweak your configuration and keep WordPress fortified and safe by tackling potential weaknesses. Prevent code execution in the uploads folder Prevent login feedback and disable user enumeration Disable XML-RPC Disable directory browsing Username restrictions (block ‘admin’ and public names) and much more.. Vulnerability Detection Get notified when plugins, themes or WP core contain vulnerabilities and need appropriate action. Login Protection Allow or enforce Two-Factor Authentication (2FA) for specific user roles. Users receive a two-factor code via Email. Improve Security with Really Simple Security Pro Protect your site with all essential security features by upgrading to Really Simple Security Pro. Advanced SSL enforcement Mixed Content Scan & Fixer. Detect files that are requested over HTTP and fix them to HTTPS, both Front- and Back-end. Enable HTTP Strict Transport Security and configure your site for the HSTS Preload list. Firewall Really Simple Security Pro includes a performant and efficient WordPress firewall, to stop bots, crawlers and bad actors with IP and username blocks. 404 blocking – Blocks crawlers as they trigger unusual numbers of 404 errors. Region blocking – Only allow/block access to your site from specific regions. Automated and customisable Firewall rules. IP blocklist and allowlist. Security Headers Security headers protect your site visitors against the risk of clickjacking, cross-site-forgery attacks, stealing login credentials and malware. Independent of your Server Configuration, works on Apache, LiteSpeed, NGINX, etc. Protect your website visitors with X-XSS Protection, X-Content-Type-Options, X-Frame-Options, a Referrer Policy and CORS headers. Automatically generate your WordPress-tailored Content Security Policy. Vulnerability Measures When a vulnerability is detected in a plugin, theme or WordPress core you will get notified accordingly. With Vulnerability Measures, you can configure simple but effective measures to make sure that a critical vulnerability won’t remain unattended. Force update: An update process will be tried multiple times until it can be assumed development of a theme or plugin is abandoned. You will be notified during these steps. Quarantine: When a plugin or theme can’t be updated to solve a vulnerability, Really Simple Security can quarantine the plugin. Advanced Site Hardening Choose a custom login URL Automated File Permissions check and fixer Rename and randomize your database prefix Change the debug.log file location to a non-public folder Disable application passwords Control admin creation Disable HTTP methods, reducing HTTP requests Login Protection Secure your website’s login process and user accounts with powerful security measures. Two-Step verification (Email login) 2FA (two factor authentication) with TOTP Passwordless login with passkey login Enforce strong passwords and frequent password change Limit Login Attempts With Limit Login Attempts you can configure a threshold to temporarily or permanently block IP addresses or (non-existing) usernames. You can also throw a CAPTCHA after a failed login (hCaptcha or Google reCaptcha) Access Control Restrict access to your site for specific regions. Add specific IP addresses or IP ranges to the Blocklist or Allowlist. Useful Links Documentation Security Definitions Translate Really Simple Security Issues & pull requests Feature requests Love Really Simple Security? If you want to support the continuing development of this plugin, please consider buying Really Simple Security Pro, which includes some excellent security features and premium support. About Really Simple Plugins Our mission is to make complex WordPress requirements really easy. Really Simple Security is developed by Really Simple Plugins. For generating SSL certificates, Really Simple Security uses the le acme2 PHP Let’s Encrypt client library, thanks to ‘fbett’ for providing it. Vulnerability Detection uses WP Vulnerability, an open-source initiative by Javier Casares. Want to join as a collaborator? We’re on GitHub as well!