MIA Payment Gateway for VictoriaBank (Community Edition) vs Smush – Image Optimization, Compression, Lazy Load, WebP & CDN

MIA Payment Gateway for VictoriaBank (Community Edition) is an independently developed payment gateway that enables WooCommerce merchants to accept instant payments through Moldova’s MIA (Moldova Instant Payments) system via VictoriaBank’s Business IPS Integration API v2.0.15. This is a community-developed plugin and is not officially affiliated with or endorsed by VictoriaBank. Key Features DYNM QR Codes – Dynamic QR codes with configurable Time-To-Live (TTL) Mobile Deeplink – Direct payment via mia://pay mobile deeplink Token Caching – Optimized API calls with automatic token caching (reduces API calls by 98%) AJAX Polling – Automatic real-time payment status updates Full Refunds – Complete refund support via VictoriaBank API Webhook Support – JWT signature verification for secure payment notifications Comprehensive Logging – Detailed debug information when WP_DEBUG is enabled HPOS Compatible – Full support for WooCommerce High-Performance Order Storage Payment Flow Customer selects MIA Instant Payment at checkout Dynamic QR code is generated with order details Customer scans QR code or uses mobile deeplink Payment is processed instantly through MIA system Order status updates automatically via webhook or polling Requirements WordPress 5.8 or higher WooCommerce 6.0 or higher PHP 7.4 or higher Active VictoriaBank merchant account with API credentials HTTPS enabled on your website Configuration After installation, configure the gateway at WooCommerce → Settings → Payments → MIA Instant Payments: Enable/disable test mode Enter API credentials (username, password) Configure your merchant IBAN Set QR code expiry time (default: 360 minutes) Enable polling for automatic status updates Enable debug logging for troubleshooting Support For technical support regarding this plugin, please visit the GitHub repository. For VictoriaBank API access and merchant account questions, please contact VictoriaBank directly. Technical Details API Endpoints Authentication: POST /api/identity/token QR Creation: POST /api/v1/qr Refunds: DELETE /api/v1/transaction/{reference} Base URLs Test Environment: https://test-ipspj.victoriabank.md Production: https://ips-api-pj.vb.md Security JWT token authentication Token caching with automatic expiry HTTPS required (enforced by API) Nonce verification for AJAX requests Input sanitization and validation No sensitive data logged (passwords masked) Compatibility WordPress 5.8+ WooCommerce 6.0 – 9.4+ PHP 7.4+ Tested with latest WordPress and WooCommerce versions Privacy Policy This plugin does not collect, store, or transmit any personal data outside of what is necessary for payment processing through VictoriaBank’s API. All payment data is transmitted securely via HTTPS to VictoriaBank’s servers. Third-Party Services This plugin connects to VictoriaBank’s payment API to process transactions. By using this plugin, you agree to VictoriaBank’s terms of service and privacy policy. VictoriaBank API: https://victoriabank.md Credits Developed and maintained by an independent developer for the WooCommerce and Moldovan e-commerce community. Source code: https://github.com/inginerit/MIA-Payment-Gateway-for-VictoriaBank

Compress images, optimize images, and enable image lazy load automatically with the powerful Smush image optimizer to keep your WordPress site fast, without losing quality. Smush makes it easy to optimize images, compress images, and deliver images faster across your entire WordPress site. This all-in-one image optimizer automatically reduces image file sizes, enables image lazy load, and serves modern formats like WebP and AVIF, all without breaking image quality or adding extra work. Whether you’re running a blog, store, or portfolio, Smush helps you optimize images at scale and keep your site fast with a trusted WordPress image optimizer. Trusted by 1+ Million Sites | 4.8/5 Star Rating Get everything you need to optimize images and speed up your site. Smush works out of the box with no complicated setup – just install and let it handle the rest. Compress images without losing quality Reduce image file size automatically while keeping your images sharp and clear. Smush is an easy-to-use image optimizer which let’s you compress images using both lossless and lossy compression, giving you the best balance of quality and performance without extra work. You can also compress images outside the media library using Directory Smush, making it easy to optimize images stored in theme folders, plugins, or other directories on your server. Lazy load images for faster pages Enable image lazy load across your site so images load only when needed. This image optimizer improves initial page speed and creates a smoother experience for visitors without extra configuration. Serve WebP and AVIF images automatically (PRO) Convert images to WebP and AVIF and serve them automatically to supported browsers. Smush helps you optimize images using next-gen formats to reduce file size and improve load times across your WordPress site. Deliver images faster with an Image CDN (PRO) Serve images through a global image CDN to reduce latency and improve load times for visitors around the world. 119 global CDN servers Up to 500 GB of bandwidth Faster image delivery based on visitor location Improved performance for image-heavy and high-traffic sites Automatically resize and fix image dimensions (PRO) Eliminate common PageSpeed warnings and improve layout stability with automatic image sizing. Smush dynamically resizes images to perfectly fit their containers, regardless of original size, helping fix the “Properly size images” warning in Google PageSpeed Insights. It also automatically adds missing width and height attributes to your images, improving rendering speed and reducing layout shifts. This helps you meet the “Ensure images have explicit width and height” recommendation without any manual work. Optimize your entire site, automatically Smush works across your whole site as a powerful image optimizer to optimize images as you upload them and maintain performance over time without manual work. Optimize images automatically on upload Compress images in bulk or individually Works with your existing media library No need to re-upload images Enable image lazy load across your site Convert images to WebP and AVIF Deliver images with an integrated image CDN Automatically resize and serve correctly sized images Optimize images outside the media library with Directory Smush Built for performance Smush improves page speed and overall performance by reducing image weight and improving how images are delivered. Reduce page load times Improve user experience Better performance for image-heavy pages Supports image lazy load and preload images (PRO) for faster perceived performance Works with your existing setup Smush is built to work with your current WordPress setup, including popular themes, page builders, and plugins. Compatible with Gutenberg, Elementor, WPBakery, and more Works with WooCommerce stores No need to change your workflow Easy to enable and configure Designed to be simple You don’t need to be a performance expert to optimize images with Smush image optimizer. Works out of the box Simple settings when you need them No technical knowledge required Safe to use on any site Why choose Smush? There are plenty of image optimization plugins, but Smush focuses on making it easy to optimize images, compress images, and improve performance without complexity. As a leading WordPress image optimizer, Smush gives you powerful optimization tools without the technical hassle. Trusted by over 1 million WordPress users Built specifically for WordPress Regular updates and improvements Backed by the WPMU DEV team Get started in minutes Install Smush, activate it, and start to compress images, optimize images, and enable image lazy load right away. This easy-to-use image optimizer helps most sites see improvements immediately without changing how they upload or manage images. About Us WPMU DEV is a premium supplier of quality WordPress plugins, services and support. Learn more here: https://wpmudev.com/ Don’t forget to stay up to date on everything WordPress from the Internet’s number one resource: WPMU DEV Blog Hey, one more thing… we hope you enjoy our free offerings as much as we’ve loved making them for you! Contact and Credits Originally written by Alex Dunae at Dialect (dialect.ca, e-mail ‘alex’ at ‘dialect dot ca’), 2008-11.