KosTeams Payments for Yandex Pay and Yandex Split for WooCommerce vs SmallPay

This plugin adds popular Yandex payment methods to your WooCommerce store: – Yandex Pay: Instant card payment without entering card details. – Yandex Split: Interest-free installments for up to 6 months. – Combined payment: Pay part by card and the rest in installments. Modern Technology Compatibility Full WooCommerce Block Editor support — the plugin works with both classic and block checkout Gutenberg compatible — integration with modern WordPress themes React components — modern architecture for fast performance For advanced features (installment badges, widgets in cart and catalog), the Pro version is available. Important Fiscalization Information Please note: When using Yandex Pay and Yandex Split, you must comply with Russian legislation requirements for payment fiscalization. 54-FZ Requirements According to the Federal Law “On the Application of Cash Register Equipment” (54-FZ): – Fiscal receipts must be issued for all forms of non-cash payments – Yandex Pay and Yandex Split do not send fiscal receipts automatically – The seller is responsible for complying with fiscalization requirements Possible Solutions To ensure 54-FZ compliance, consider the following options: – Integration with online cash registers (ATOL, Evotor, OFD, etc.) – Using specialized plugins for automatic receipt generation – Setting up API integration with your fiscal service provider – Consulting with certified cash register integrators Penalties for Non-Compliance For individual entrepreneurs: from 10,000 rubles per violation For legal entities: from 30,000 rubles per violation Business operations may be suspended for up to 90 days Recommendation: Be sure to set up fiscalization before accepting payments via Yandex Pay. For detailed advice, consult your accountant or online cash register service provider. Version Features Free version includes: – Yandex Pay and Yandex Split support – Combined payment (card + installments) – Configuration through the WooCommerce interface – Compatibility with both classic and Gutenberg block editor Pro version adds: – Installment/cashback badges on product pages – Installment/cashback badges in the product catalog – Payment widgets in cart and catalog – Yandex payment button on the checkout page – 20+ element positioning options Recommended Add-ons To ensure full compliance with Russian legislation and extend functionality, the following solutions are recommended: Payment Fiscalization (required for 54-FZ compliance) KosTeams ATOL Receipts — A specialized plugin for automatic fiscalization of payments via Yandex Pay and Yandex Split. Key features: – Automatic fiscal receipt generation via ATOL Online for every payment – Full support for ATOL API v4 and v5 – Automatic detection of Yandex Pay and Split payments – HPOS (High-Performance Order Storage) support – Automatic refund receipts when orders are cancelled – Real-time fiscalization status monitoring – Detailed logging for diagnostics Why this plugin: – Designed specifically for integration with Yandex payment systems – Automatically detects payments that require fiscalization – Fully compliant with 54-FZ requirements – Tested together with this plugin Alternative Fiscalization Solutions Other ATOL Online integration plugins Evotor integration solutions Modules for connecting to other OFD providers API integration with your cash register service provider Conversion Improvement KosTeams Payments for Yandex Pay and Yandex Split for WooCommerce Pro — Extended version of this plugin with additional features: – Installment/cashback badges on product pages and in the catalog – Payment widgets in cart and on product pages – 20+ element positioning options – Advanced design and behavior settings Important: Regardless of the fiscalization solution you choose, setting it up is mandatory before accepting payments via Yandex Pay to comply with 54-FZ requirements. Links Setup Documentation Buy Pro Version Information about 54-FZ and Fiscalization License This plugin is distributed under the GPLv2 license. Advanced features are available in the Pro version. Support and Security Payment Security All transactions are processed through Yandex secure servers Card data is not stored on your site PCI DSS compliant Legal Compliance The plugin provides technical integration with payment systems Fiscalization compliance (54-FZ) requires additional solutions Consulting with lawyers and accountants is recommended Getting Support Technical support through official channels Documentation and FAQ on the developer’s website User community for experience sharing

Smallpay is a company specialized in recurring payments with credit cards; Smallpay is a cloud platform that offers to the seller the possibility of sellingof goods and services in installments with automatic and recurring payment on credit cards. Smallpay offers the Merchant the possibility of payments in installments on any purchase and to charge monthly each installment on the card of his client. It is possible to do this both for the operators of physical stores that access their account with Log-in and password, and for the owners of online shops who have downloaded the plugin and have activated it on their e-commerce site. All merchant’s customers will only have to enter their credit card number in the check-out page for payment of the first installment; the installments following the first one will be debited automatically, on the same card, on the 5th of each month until the current installments are canceled Features Ability to apply installments on product categories Ability to set up to 3 price ranges on which to apply the installments Ability to select the minimum and maximum number of installments for each price range Merchant and customer can view active installment plans Receiving installment plan updates in the Woocommerce back office Security Being Smallpay a Nexi partner (https://ecommerce.nexi.it/), entrusts to Nexi all the security requirements related first transactions made online by the customer in favor of the operator. Smallpay will send payments after the first only after receiving a security code from Nexi (token), only once a month and only for the number of installments that the merchant has granted to his client for a specific purchase. Rates Plugin: free Plug-in maintenance: free Plugin updates: free Commissions 1 € + VAT per transaction Rate in% of the volume transacted according to the contract signed for XPay. The monthly cost of the account is € 19.90 + VAT. Account and Back Office The account dashboard allows the operator to view the status of payments in real time, to analyze the statistics of the payments received and the planning of future payments of installments that will be paid over time. What customers will appreciate Being able to pay in installments an asset or service with interest 0 is the most important factor and pushes many customers to use the Smallpay service, preferring it to financial services that have very high costs. Furthermore, the activation of installments with a financial company is long and laborious and the practice can be refused. With Smallpay the outcome of the first transaction is given in real time and, if the first installment is successful, the subsequent installments will also be charged to the same card. What merchants will appreciate Allowing payments in installments for an asset or service with interest 0 allows the operator to sell items of greater value or offer longer-term subscription services. Furthermore, the system is easy and intuitive and no specialized staff is needed to activate an installment plan simply and quickly. Not least, at the beginning of each month the operator receives in a single solution the total amount of the installments expiring in the reference month