Finachub Mobile Money Checkout for WooCommerce (M-Pesa, Airtel, MTN) vs Really Simple Security – Simple and Performant Security (formerly Really Simple SSL)

Upgrade to Pro | View Live Demo Finachub Mobile Money Checkout for WooCommerce lets you accept payments from three of Africa’s biggest mobile money networks directly in your WooCommerce store. Customers pay using what they already know and trust: Safaricom M-Pesa, Airtel Money, or MTN MoMo. They receive a payment prompt on their phone and authorize with their PIN. No redirects, no card details, no friction. Supported Payment Networks Safaricom M-Pesa (Kenya): Supports both PayBill and Till Number (Buy Goods) transaction types via the Safaricom Daraja API with STK push. Airtel Money (13 countries): Kenya, Uganda, Tanzania, Rwanda, Zambia, Malawi, Madagascar, Niger, Chad, DR Congo, Republic of Congo, Gabon, and Seychelles. MTN MoMo (10 countries): Uganda, Ghana, Zambia, Cameroon, Benin, Republic of Congo, Eswatini, Guinea-Conakry, South Africa, and Liberia. How the Checkout Works The customer selects their preferred mobile money provider at checkout. They enter their mobile number. The field validates and formats the number automatically for their provider and country. A payment prompt (STK push for M-Pesa, USSD push for Airtel and MTN) is sent to their phone. The customer authorizes the payment with their mobile money PIN. The order is placed on hold, pending payment confirmation. In the Standard edition, you verify and update the order manually. The Pro version handles this automatically via payment callbacks. Why Choose Finachub? Multi-Provider, One Plugin: Manage M-Pesa, Airtel Money, and MTN MoMo from a single WooCommerce payment gateway. Each provider has its own dedicated settings tab. Sandbox and Live Environments: Switch between sandbox and live API environments per provider independently, without touching any code. Built-in Connection Testing: Verify your API credentials directly from the admin dashboard with a single click before going live. Secure by Default: Includes OAuth 2.0 token management with automatic caching, Airtel RSA+AES-256 payload encryption, CSRF protection via WordPress nonces, and SSL warnings. Clean Checkout UI: A grid-based provider selector and smart phone number input with per-provider format validation make the checkout experience clear and intuitive. HPOS Compatible: Fully compatible with WooCommerce High-Performance Order Storage. Standard vs. Pro The Standard (free) edition covers payment initiation, manual order verification, sandbox testing, and admin setup guides. The Pro version adds: Automatic order status updates via payment callbacks Real-time transaction status polling Receipt number tracking Transaction analytics and reporting dashboard CSV export Features Integrated Provider Selector: A branded checkout UI lets customers pick M-Pesa, Airtel, or MTN in one tap. STK and USSD Push: Payment prompts go directly to the customer’s phone. No redirects to external pages. PayBill and Till Number Support: M-Pesa supports both PayBill (with account reference) and Buy Goods (Till Number) transaction types. Per-Provider Phone Validation: Phone numbers are validated and normalized to the correct format for each network and country, client-side and server-side. Sandbox and Live Environments: Each provider has independent environment switching for safe testing without affecting live transactions. Admin Connection Tester: Confirm API credentials for any provider from the admin dashboard with one click. Automatic Token Management: OAuth access tokens are fetched, cached, and refreshed automatically. No manual token handling required. Secure Payload Handling: Airtel Money payloads use RSA-OAEP and AES-256-CBC encryption as required by the Airtel API. M-Pesa requests handle Safaricom’s known IPv6 routing issues automatically. Built-in Setup Guides: Step-by-step API configuration instructions for all three providers are included in the admin dashboard. WooCommerce HPOS Compatible: Declared compatible with WooCommerce High-Performance Order Storage (custom order tables). Modular Architecture: Each provider is a self-contained class implementing a shared interface, making the codebase easy to audit, extend, or adapt. Translation Ready: All strings are fully internationalized using the finachub-checkout-for-m-pesa text domain.

Easily improve site security with WordPress Hardening, Two-Factor Authentication (2FA), Login Protection, Vulnerability Detection and SSL certificate. Really simple, Effective and Performant WordPress Security Really Simple Security is the most lightweight and easy-to-use security plugin for WordPress. It secures your WordPress website with SSL certificate generation, including proper 301 https redirection and SSL enforcement, scanning for possible vulnerabilities, Login Protection and implementing essential WordPress hardening features. We believe that security should have the absolute minimum effect on website performance, user experience and maintainability. Therefore, Really Simple Security is: Lightweight: Every security feature is developed with a modular approach and with performance in mind. Disabled features won’t load any redundant code. Easy-to-use: 1-minute configuration with short onboarding setup. Security Features Easy SSL Migration Migrates your website to HTTPS and enforces SSL in just one click. 301 redirect via PHP or .htaccess Secure cookies Let’s Encrypt: Install an SSL Certificate if your hosting provider supports manual installation. Server Health Check: Your server configuration is every bit as important for your website security. WordPress Hardening Tweak your configuration and keep WordPress fortified and safe by tackling potential weaknesses. Prevent code execution in the uploads folder Prevent login feedback and disable user enumeration Disable XML-RPC Disable directory browsing Username restrictions (block ‘admin’ and public names) and much more.. Vulnerability Detection Get notified when plugins, themes or WP core contain vulnerabilities and need appropriate action. Login Protection Allow or enforce Two-Factor Authentication (2FA) for specific user roles. Users receive a two-factor code via Email. Improve Security with Really Simple Security Pro Protect your site with all essential security features by upgrading to Really Simple Security Pro. Advanced SSL enforcement Mixed Content Scan & Fixer. Detect files that are requested over HTTP and fix them to HTTPS, both Front- and Back-end. Enable HTTP Strict Transport Security and configure your site for the HSTS Preload list. Firewall Really Simple Security Pro includes a performant and efficient WordPress firewall, to stop bots, crawlers and bad actors with IP and username blocks. 404 blocking – Blocks crawlers as they trigger unusual numbers of 404 errors. Region blocking – Only allow/block access to your site from specific regions. Automated and customisable Firewall rules. IP blocklist and allowlist. Security Headers Security headers protect your site visitors against the risk of clickjacking, cross-site-forgery attacks, stealing login credentials and malware. Independent of your Server Configuration, works on Apache, LiteSpeed, NGINX, etc. Protect your website visitors with X-XSS Protection, X-Content-Type-Options, X-Frame-Options, a Referrer Policy and CORS headers. Automatically generate your WordPress-tailored Content Security Policy. Vulnerability Measures When a vulnerability is detected in a plugin, theme or WordPress core you will get notified accordingly. With Vulnerability Measures, you can configure simple but effective measures to make sure that a critical vulnerability won’t remain unattended. Force update: An update process will be tried multiple times until it can be assumed development of a theme or plugin is abandoned. You will be notified during these steps. Quarantine: When a plugin or theme can’t be updated to solve a vulnerability, Really Simple Security can quarantine the plugin. Advanced Site Hardening Choose a custom login URL Automated File Permissions check and fixer Rename and randomize your database prefix Change the debug.log file location to a non-public folder Disable application passwords Control admin creation Disable HTTP methods, reducing HTTP requests Login Protection Secure your website’s login process and user accounts with powerful security measures. Two-Step verification (Email login) 2FA (two factor authentication) with TOTP Passwordless login with passkey login Enforce strong passwords and frequent password change Limit Login Attempts With Limit Login Attempts you can configure a threshold to temporarily or permanently block IP addresses or (non-existing) usernames. You can also throw a CAPTCHA after a failed login (hCaptcha or Google reCaptcha) Access Control Restrict access to your site for specific regions. Add specific IP addresses or IP ranges to the Blocklist or Allowlist. Useful Links Documentation Security Definitions Translate Really Simple Security Issues & pull requests Feature requests Love Really Simple Security? If you want to support the continuing development of this plugin, please consider buying Really Simple Security Pro, which includes some excellent security features and premium support. About Really Simple Plugins Our mission is to make complex WordPress requirements really easy. Really Simple Security is developed by Really Simple Plugins. For generating SSL certificates, Really Simple Security uses the le acme2 PHP Let’s Encrypt client library, thanks to ‘fbett’ for providing it. Vulnerability Detection uses WP Vulnerability, an open-source initiative by Javier Casares. Want to join as a collaborator? We’re on GitHub as well!