Cryptoniq vs ABC Crypto Checkout

Cryptoniq is a free, decentralized cryptocurrency payment gateway for WooCommerce. Buyers pay you directly in Bitcoin (BTC) or Ethereum (ETH) — the funds land in your wallet, not on a third-party platform that holds them, takes a cut, and makes you withdraw. No accounts. No KYC. No custodian. Just paste your wallet address and start accepting crypto. Why Cryptoniq? Most “crypto gateways” are actually middlemen: you sign up on their platform, they hold your funds, charge a percentage, and you wait to withdraw. Cryptoniq flips that. Payments go peer-to-peer, on-chain, straight from the buyer’s wallet to yours. You keep 100% of your sales — zero platform fees on top of network gas. No registration required — install, paste your wallet, done. Direct on-chain payments — funds arrive in your wallet within minutes. Real-time price conversion — order totals are quoted in your store currency and converted to crypto at the live rate. Features WooCommerce checkout integration — adds Cryptoniq as a payment method like any other gateway. Clean, mobile-friendly payment box with a QR code and one-click address copy. Automatic order confirmation when the on-chain transaction is detected. Live BTC and ETH exchange rates for EUR and USD (this free version supports those two store currencies — see PRO for 150+ currencies). Multiple wallet addresses per coin — Cryptoniq rotates through them per order. HPOS (High-Performance Order Storage) compatible. Supported coins Bitcoin (BTC) Ethereum (ETH) Want more coins, stablecoins, or instant detection? A separate paid plugin, Cryptoniq PRO, is sold at cryptoniq.io. It is not included in or downloaded by this free plugin — it’s a separate plugin you install alongside this one. PRO adds: Litecoin, Dogecoin, TRON, Solana, BNB Smart Chain ETH on Arbitrum One and Optimism USDT and USDC stablecoins on multiple chains Real-time webhook detection (no waiting on polling) 150+ fiat currencies for conversion Priority support This free version does not contain any PRO code or features — it’s fully functional standalone, and there is no license key field anywhere in this plugin. External services This plugin relies on three external services to do its job. They are all free, public, and require no account or API key (the bundled Etherscan key is a shared default that you can override). No personal data is ever sent — not the buyer’s name, IP, email, order details, or anything else. Only public blockchain addresses you have already chosen to share, and the public identifiers of the coins/currencies whose prices the plugin needs to quote. 1. api.coingecko.com — exchange rates What it is: CoinGecko’s free public price API. What it’s used for: Converting your store’s order totals from fiat (USD, EUR, GBP, …) into the equivalent amount of BTC or ETH the customer needs to send at checkout. What data is sent: Only the public coin identifiers (bitcoin, ethereum) and the target currencies (usd, eur) the plugin needs prices for. The request URL looks like https://api.coingecko.com/api/v3/simple/price?ids=bitcoin,ethereum&vs_currencies=usd,eur. No personal data, no order data, no site identifiers. When it’s sent: Once every 30 minutes via WordPress cron (background), and on plugin activation if no cached prices exist yet. Never on a customer-facing page load. Terms of Service: https://www.coingecko.com/en/terms Privacy Policy: https://www.coingecko.com/en/privacy 2. blockchain.info — BTC transaction lookups What it is: Blockchain.com’s public Bitcoin blockchain explorer. What it’s used for: Checking whether the customer’s expected BTC payment has arrived at the wallet address you configured. The plugin asks blockchain.info for the list of unspent outputs at that address and looks for one matching the order’s expected amount. What data is sent: Only the merchant’s BTC wallet address — the same address the buyer is asked to send funds to (already public, both on your checkout page and on-chain). The request URL looks like https://blockchain.info/unspent?active=YOUR_BTC_ADDRESS. No buyer data, no order ID, no site identifiers. When it’s sent: Only while a customer is actively on the Cryptoniq payment page for an unpaid BTC order — polled via AJAX every few seconds until payment is detected or the 3-hour payment window expires. Never otherwise. Terms of Service: https://www.blockchain.com/legal/terms Privacy Policy: https://www.blockchain.com/legal/privacy 3. api.etherscan.io — ETH transaction lookups What it is: Etherscan’s public Ethereum blockchain explorer API. What it’s used for: Same purpose as blockchain.info but for ETH — checking whether the customer’s expected ETH payment has arrived at the merchant’s wallet address. What data is sent: Only the merchant’s ETH wallet address and an Etherscan API key (the plugin ships with a free shared-tier key; you can replace it via the apikey_eth option). The request URL looks like https://api.etherscan.io/api?module=account&action=txlist&address=YOUR_ETH_ADDRESS&apikey=.... No buyer data, no order ID, no site identifiers. When it’s sent: Only while a customer is actively on the Cryptoniq payment page for an unpaid ETH order — same AJAX polling schedule as blockchain.info above. Never otherwise. Terms of Service: https://etherscan.io/terms Privacy Policy: https://etherscan.io/privacypolicy The plugin never connects to api.cryptoniq.io or any other server controlled by the plugin author — all blockchain and price data comes from the three independent public services listed above. Third-Party Libraries This plugin ships with the following third-party JavaScript libraries. The minified files in assets/js/cryptoniq.libs.js are publicly maintained open-source projects — full unminified source is available at each project’s repository: clipboard.js v1.7.1 — copy-to-clipboard helper for the payment box. Source: https://github.com/zenorocha/clipboard.js (MIT license)

Live Demo | Setup Video Introduction ABC Crypto Checkout — powered by Payerurl — is a non-custodial cryptocurrency payment gateway that connects WooCommerce directly to your crypto wallets. Whether you accept Bitcoin (BTC), Ethereum (ETH), USDT TRC20, USDT ERC20, USDC ERC20, Binance Pay, TON, or other major cryptocurrencies, payments land in your wallet instantly with zero middlemen. Now with XPUB (Extended Public Key) support, you can auto-rotate through unlimited receiving addresses — ideal for high-volume stores, crypto exchanges, and enterprise merchants. XPUB WALLET INTEGRATION — UNLIMITED ADDRESS ROTATION The most advanced feature for serious crypto merchants. By adding your XPUB (Extended Public Key) — also known as xPub, ypub, or zpub — ABC Crypto Checkout automatically generates a fresh, unique Bitcoin or cryptocurrency wallet address for every order. This means: 🔐 Maximum Privacy — No address reuse; every transaction gets its own blockchain address, protecting both merchant and customer privacy. ♾️ Unlimited Scale — Handle thousands of simultaneous transactions without wallet conflicts. Perfect for high-volume e-commerce, crypto marketplaces, and enterprise stores. 🤖 Fully Automated — No manual wallet management. Addresses are derived from your XPUB key on the fly, so funds always go directly to your hardware wallet or cold storage. ✅ Non-Custodial — Your XPUB key is read-only. ABC Crypto Checkout never has access to your private keys or funds. 📦 Batch & Mass Payment Ready — Supports mass-volume transaction processing without rate limits or address collisions. Supported XPUB formats: BTC (xpub/ypub/zpub), ETH, and other HD wallet derivation paths. BINANCE PAY & BINANCE QR CODE PAYMENT Looking for a Binance payment plugin for WordPress? ABC Crypto Checkout offers native Binance Pay and Binance QR code integration — the fastest, most secure contactless payment method for crypto-native customers. Customers scan your Binance QR code directly on your checkout page without ever leaving your store. Zero network fees. Zero friction. Binance Pay features: – Instant settlement to your Binance account – No additional network or gas fees – Supports Binance personal and merchant API – Secure, borderless, contactless payments BUY CRYPTO WITH VISA, MASTERCARD, CREDIT CARD OR BANK ACCOUNT Not all customers hold cryptocurrency — and that’s no longer a barrier. ABC Crypto Checkout allows customers to purchase products using their Visa card, Mastercard, credit card, debit card, or bank account (bank transfer). The payment is automatically converted into cryptocurrency at the live market rate and settled directly into the merchant’s wallet. This bridges the gap between traditional fiat payments and crypto commerce — customers pay the way they’re comfortable, merchants receive crypto. No crypto wallet required on the customer’s side. Key highlights: – 💳 Visa & Mastercard — Standard credit and debit card checkout experience – 🏦 Bank Transfer / Bank Account — Direct bank payment converted to crypto at checkout – 🔄 Instant Fiat-to-Crypto Conversion — Customer pays in fiat; merchant receives cryptocurrency – 🌍 Global Coverage — Supports 169+ fiat currencies for card and bank payments – 🛡️ Secure & Compliant — Encrypted card processing with fraud protection – 🧩 Zero Friction for Customers — No crypto wallet or exchange account needed to shop HOW THE PLUGIN WORKS ABC Crypto Checkout converts any fiat currency (USD, EUR, GBP, JPY, CAD, AUD, and 160+ more) to the customer’s chosen cryptocurrency using a live exchange rate. Once the blockchain payment or Binance Pay transaction is confirmed, funds are credited instantly to your wallet and your WooCommerce order status is updated to “Processing” automatically via API webhook — no manual steps required. SUPPORTED CRYPTOCURRENCIES 🔸 Bitcoin (BTC) — The world’s #1 cryptocurrency 🔸 Ethereum (ETH ERC20) — The leading smart contract blockchain 🔸 USDT TRC20 — Tether on TRON (ultra-low fees) 🔸 USDT ERC20 — Tether on Ethereum 🔸 USDC ERC20 — USD Coin, the trusted stablecoin 🔸 Binance Pay — Instant Binance account payments 🔸 Binance QR Code — Contactless Binance scan-to-pay 🔸 TON Coin — The Open Network blockchain 🔸 XPUB Wallet Addresses — Auto-rotating HD wallet addresses for unlimited transactions KEY FEATURES 🔸 Available in 5 languages: English, Spanish, Russian, Arabic, and Portuguese. 🔸 XPUB Unlimited Wallet Integration — Auto-generate unique addresses per order for mass-volume transactions 🔸 10+ Crypto Networks — Bitcoin BTC, Ethereum ETH, USDT TRC20, USDT ERC20, USDC ERC20, Binance Pay, Binance QR, TON, and more 🔸 169+ Fiat Currencies — USD, EUR, GBP, JPY, CAD, AUD, INR, and more with real-time exchange rates 🔸 Non-Custodial & Trustless — Funds go straight to your wallet; we never hold your crypto 🔸 No KYC Required — No identity verification for the Basic (free) plan 🔸 No Bank Account Needed — Accept crypto payments without any traditional banking setup 🔸 100% Free & Open Source Plugin — No hidden fees on the plugin itself 🔸 WooCommerce Blocks Compatible — Fully supports modern WooCommerce checkout blocks 🔸 HPOS (High-Performance Order Storage) Compatible — Ready for WooCommerce’s latest order management system 🔸 Pay Later Option — Flexible payment timing for customers 🔸 Auto Partial Payment Handling — Order marked as Processing when ≥90% of payment is received 🔸 Discount Feature — Offer crypto-specific discounts to incentivize on-chain payments 🔸 Live Exchange Rate — Real-time crypto/fiat conversion at checkout 🔸 Buy Crypto with Card or Bank — Customers can pay via Visa, Mastercard, credit/debit card, or bank transfer; auto-converted to crypto for the merchant 🔸 Easy API Key Setup — One-click credential check and save 🔸 24/7 Support via Telegram: https://t.me/Payerurl 🔸 Tested with WooCommerce 6.9.4 and above SUPPORTED E-COMMERCE PLATFORMS WooCommerce, OpenCart, PHP, Python, Node.js, Dhru Fusion, Laravel ABOUT PAYERURL payerurl.com is a non-custodial cryptocurrency payment processor that routes payments directly from customers to merchant wallets. Merchants can connect Binance personal/merchant API, add XPUB keys for unlimited HD wallet address generation, or manually configure USDT TRC20, USDT ERC20, ETH ERC20, Bitcoin BTC, TON, and USDC ERC20 receiving wallets. We apply real-time market exchange rates so your customers always pay the correct crypto equivalent of your local fiat price.