Accept Stripe Payments vs 3-D Secure Payment Gateway by CardinalCommerce

3-D Secure Payment Gateway by CardinalCommerce Cardinal Consumer Authentication, leveraging 3-D Secure, helps you: 1. Reduce fraud 2. Accept more sales and improve authorization rates 3. Comply with regulations like PSD2-SCA (in Europe) 4. Reduce manual review for fraud 5. Cut chargeback fees Compatible with the following payment service providers (PSPs): * Authorize.net * Chase Paymentech * CyberSource * First Data * Heartland * Network Merchants (NMI) * PayPal PayflowPro * And more Support for Visa, MasterCard, Discover, American Express, JCB, and Diner’s Club. Call 877-352-8444 to receive credentials and get started! Protect Your Online Store From Fraud with 3-D Secure CardinalCommerce (a wholly owned subsidiary of Visa) offers a rules-based 3-D Secure (3DS) solution called Cardinal Consumer Authentication. Protect your web store from fraud, reduce false declines, reduce manual review of orders, and improve your authorizations. Supports Verified by Visa (VbV), Mastercard SecureCode/Identity Check, Discover ProtectBuy, and American Express Amex Safekey. Activate Cardinal Consumer Authentication to Comply with PSD2 SCA If you sell to consumers in the European Economic Area (EEA), and use acquiring services in the EEA, then you will be required to comply with the PSD2 requirement for Strong Customer Authentication (SCA). Your online store must support SCA for all digital transactions starting September 14, 2019. (Mastercard will require issuers, merchants, and acquirers to support SCA in the EEA starting in April, 2019.) EEA countries include Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK. How 3-D Secure Solves for SCA EMV® 3-D Secure (commonly known as 3DS 2.0) authenticates Card-Not-Present transactions to reduce fraud and false declines, and to increase good orders, with a better checkout experience for consumers. The PSD2 SCA requirement can be fulfilled by 3-D Secure because it works on any device and enables two-factor authentication. Why Cardinal Consumer Authentication is THE Merchant Solution Cardinal Consumer Authentication is an industry-leading solution for merchants to authenticate digital transactions, leveraging 3-D Secure. CCA balances the risk of the transaction with the consumer experience and authenticates most transactions behind the scenes. There is no consumer impact or interruption to the checkout process in most cases, and CCA uses consumer-friendly challenge methods to limit friction when necessary. EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC Resources Why do I need 3-D Secure or Strong Consumer Authentication? What is Strong Consumer Authentication? How do I get ready for PSD2 compliance?

The Stripe Payments plugin allows you to accept credit card payments via Stripe payment gateway on your WordPress site easily. Easily add Stripe ‘Buy Now’ buttons anywhere on your site using a simple shortcode or block. The plugin also supports accepting donations via Stripe. Enable seamless one-click payments via Stripe with a built-in “Remember Me” feature for faster repeat transactions. The plugin is designed with a fully responsive layout, ensuring compatibility across all devices and browsers. After completing a payment, customers are automatically redirected to a “Thank You/Checkout Result” page, where they can view detailed information about their transaction, including the purchased item. All transaction details are securely recorded in the plugin’s “Orders” menu. You can conveniently review and manage your payments and orders directly from your WordPress admin dashboard. For enhanced security, credit card details are never stored by the plugin or your site. All payments are processed directly by Stripe and securely stored in your Stripe account, utilizing their state-of-the-art security measures for credit card handling. Checkout Demonstration Video Setup and Usage Video Features Quick installation and setup. Easily take payment for a service from your site via Stripe. Sell files, digital goods or downloads using your Stripe merchant account. Sell music, video, ebook, PDF or any other digital media files. The ultimate plugin to create simple Stripe payment buttons. Create buy buttons for your products or services on the fly and embed it anywhere on your site using a user-friendly shortcode. Ability to add multiple “Buy Now” buttons to a post/page. Allow users to automatically download the digital file after the purchase is complete. View purchase orders from your WordPress admin dashboard. Accept donation on your WordPress site for a cause. Create a stripe payment button widget and add it to your sidebar. Ability to collect billing and shipping address of the customer. Ability to specify a logo or thumbnail image for the item that will get shown in the stripe payment window. Ability to customize the Stripe buy now button text from the shortcode. Ability to customize the Stripe buy now button appearance using custom CSS code. Ability to specify a custom description for the item/product (this info is captured with the order). Option to configure a notification email to be sent to the buyer and seller after the purchase. There is an option to allow the customer to enter a custom price amount for your product or service (customer pays what they want). Option to accept custom donation amount via Stripe payment gateway. Option to collect tax for your products (if applicable). Option to collect shipping for your tangible products. Option to configure region based shipping additions for physical products. Option to save the card data on Stripe. Ability to have custom thank you page on a per product basis. Ability to customize the message on the thank you page using tags. Ability to customize the price display with currency symbol. Ability to use a link URL to create custom payment button for your products. Option to send receipt email to your customers from Stripe for each transaction. Option to collect a custom input from your customers for products (useful if you are selling products that need special instructions from the customers). Stock control option. You can limit the number of quantity available for a product. Option to enable Alipay payments. So your customers can pay using their Alipay accounts. Option to enable Terms and Conditions that your customers have to accept before they can make a purchase. Ability to configure variable products. You can charge different amount for different options of the product. Ability to create “Authorize Only” products. Authorize and place a hold on the customer’s card, then capture the funds at a later time. Option to enable extended authorization for Stripe payments (if supported by your Stripe account). Option to display a security badge and message on the payment form. 3D Secure payments compatible. Strong Customer Authentication (SCA) Compliant. Browse the plugin documentation to learn more about the features of this plugin. The setup is very easy. Once you have installed the plugin, all you need to do is enter your Stripe API credentials in the plugin settings and your website will be ready to accept credit card payments. You can run it in test mode by specifying test API keys in the plugin settings. Shortcode Parameters/Attributes This plugin offers a shortcode and a block that allows you to create a ‘Buy Now’ or ‘Pay’ button for accepting payments. First, create a product in the plugin’s admin dashboard. Then, use the provided shortcode or block to embed a buy button for that specific product. Check this tutorial for step by step instructions. Detailed Documentation For detailed documentation and instructions please check the WordPress Stripe Payments Plugin documentation page.