BulletProof Payment Gateway vs Really Simple Security – Simple and Performant Security (formerly Really Simple SSL)

BulletProof Checkout Gateway seamlessly integrates 3DS chargeback prevention technology with WooCommerce to accept secure credit card payments and prevent chargebacks. Our payment gateway allows customers to make safe and secure payments using their credit cards. BulletProof provides merchants with the highest level of 3DS chargeback prevention and fraud protection tools in the marketplace. “Say goodbye to fraudulent chargebacks and the headaches they cause!” BACKGROUND Years ago, credit card brands developed a technology called 3DS to prevent fraud chargebacks. When used correctly, Cardbrands will assume liability for fraud chargebacks, so you don’t have to deal with them. BulletProof Checkout has leveraged 3DS technology to create a user-friendly platform that is easy to implement and customize according to your needs. “Our advanced technology can protect your revenue and prevent the closure of your merchant account, providing peace of mind.” Third-Party Service Dependency This plugin relies on the use of a third-party service under certain circumstances. Below are the details: Bulletproof Checkout API Service Description: Bulletproof Checkout is a payment processing platform that allows you to accept payments online. When Used: This service is used to process payments whenever a user makes a purchase through your website using our plugin. Link to Service: Bulletproof Checkout Terms of Use: Bulletproof Checkout Terms of Use Privacy Policy: Bulletproof Checkout Privacy Policy The plugin interacts with the following API endpoints: – Direct Post Processors: This endpoint retrieves available payment processors. – URL: https://bulletproofcheckout.net/API/endpoints/directpost/processors.php – Capture Payment: This endpoint captures a previously authorized payment. – URL: https://bulletproofcheckout.net/API/endpoints/directpost/capture_payment.php – Validate Payment: This endpoint validates payment details and tokens. – URL: https://bulletproofcheckout.net/API/endpoints/directpost/validate.php – Refund Payment: This endpoint processes refunds for transactions. – URL: https://bulletproofcheckout.net/API/endpoints/directpost/refund.php OFFERING The BulletProof Checkout gateway is compatible many top credit card processors. If you currently have a merchant account with a compatible processor or are looking for an integrated processing solution, we can help. Contact us with any questions. Payment Agnostic – we integrate with many processors, allowing you to use your current merchant account and help you connect it into our BulletProof Gateway. Multi Gateway Compatible — We are also compatible with the NMI gateway. 3DS PAYMENT GATEWAY FEATURES Virtual Terminal, Invoicing, QR codes, Payment Links, Payment Forms, and Payment Buttons. Save on the cost of accepting credit cards by utilizing our Savings Optimizer.” Achieve more savings by using our 3DS and Savings Optimizer technology stack together. Credit card fee deflection programs available. Four plans to choose from – Gold, Platinum, Custom 3DS, Dynamic 3DS Full reporting through a dedicated portal. THE BULLETPROOF 3DS DIFFERENCE If your experience using 3DS did not meet your expectations, it’s time to try the BulletProof 3DS difference. – Control the customer checkout experience. – 3DS Settings that allow a truly frictionless, intuitive, and lightning-fast customer checkout. – Lock in the level of the BulletProof 3DS protection to secure against chargebacks. – User-friendly 3DS solution that requires no programming skills and is easy to set up. – Understand 3DS transaction results through detailed reporting. – Responsive tech support and assistance for our plugin and gateway. – Synergistically works with RDR, Ethica, and Verifi alerts. PAYMENT ACCEPTANCE METHODS Credit Card Checks Cash More to come PRO-ACTIVE PREVENTION BENEFITS Preventing a chargeback avoids the following: – Chargeback Fees – Additional Processing and Gateway Fees – Loss of Revenue – Dispute and Arbitration Fees – Possible Loss of Tangible Goods – Loss of Time – Headaches – “Possible Closure of Merchant Account and Inability to Accept Credit Card Payments” Features Seamless integration with WooCommerce. Secure payments using the BulletProof Checkout. Amazing 3DS chargeback prevention, adjustable 3DS settings, and take control over the customer checkout experience. Sale, authorization, subscription, and order processing. Collect payments inside and outside of WooCommerce. Refund via Dashboard: Process full or partial refunds, directly from your WordPress dashboard. Plus Version WooCommerce Plugin Plus Version. (Free for any already existing customer) Integrated 3DS controls within your WooCommerce store. Enhanced secure payment page that ensures all your transactions are safe, secure and encrypted with no programming required. Adds an additional layer of security to SSL with point-to-point encryption for enhanced protection. WooCommerce Order status updates received automatically from the gateway via webhooks. Authorize can capture later direct from the WooCommerce order list Secure “Thank you” page integrated with your WooCommerce store The payment page offers the highest level of security, preventing system administrators and third parties from altering or injecting malicious code. Configuration Visit the WooCommerce settings page and click on the “Payments” tab. Find “BulletProof Payment Gateway” in the list of available payment methods and click “Manage.” Configure the necessary settings, such as API key, user name and password . The Webhook API key is located into your BulletProof portal account->Other services->webhooks (follow the instruction provided at the installation section of this readme file) The Customer Vault feature is only available if you have enabled the Customer Vault feature in your BulletProof Account, otherwise will trigger an error in the checkout. During the initial tests set to “No” Select your processor, if you leave the processor dropdown unselected then will trigger an error in the checkout page. Save changes. Usage During the checkout process, customers will see credit card as a payment option. Customers provide necessary payment details and complete the order. The plugin processes the payment through the BulletProof API. Order status is updated based on the BulletProof API response. Voids are only available in the BulletProof portal, if you void a order at the BulletProof portal then the related WooCommerce order will be changed to status “Cancelled” (only if the order was on status pending or completed) Refunds made at the BulletProof portal will be reflected on the related WooCommerce order, no partial refunds supported at the BulletProof portal. Status at the WooCommerce will be changed only if the order status was pending or completed

Easily improve site security with WordPress Hardening, Two-Factor Authentication (2FA), Login Protection, Vulnerability Detection and SSL certificate. Really simple, Effective and Performant WordPress Security Really Simple Security is the most lightweight and easy-to-use security plugin for WordPress. It secures your WordPress website with SSL certificate generation, including proper 301 https redirection and SSL enforcement, scanning for possible vulnerabilities, Login Protection and implementing essential WordPress hardening features. We believe that security should have the absolute minimum effect on website performance, user experience and maintainability. Therefore, Really Simple Security is: Lightweight: Every security feature is developed with a modular approach and with performance in mind. Disabled features won’t load any redundant code. Easy-to-use: 1-minute configuration with short onboarding setup. Security Features Easy SSL Migration Migrates your website to HTTPS and enforces SSL in just one click. 301 redirect via PHP or .htaccess Secure cookies Let’s Encrypt: Install an SSL Certificate if your hosting provider supports manual installation. Server Health Check: Your server configuration is every bit as important for your website security. WordPress Hardening Tweak your configuration and keep WordPress fortified and safe by tackling potential weaknesses. Prevent code execution in the uploads folder Prevent login feedback and disable user enumeration Disable XML-RPC Disable directory browsing Username restrictions (block ‘admin’ and public names) and much more.. Vulnerability Detection Get notified when plugins, themes or WP core contain vulnerabilities and need appropriate action. Login Protection Allow or enforce Two-Factor Authentication (2FA) for specific user roles. Users receive a two-factor code via Email. Improve Security with Really Simple Security Pro Protect your site with all essential security features by upgrading to Really Simple Security Pro. Advanced SSL enforcement Mixed Content Scan & Fixer. Detect files that are requested over HTTP and fix them to HTTPS, both Front- and Back-end. Enable HTTP Strict Transport Security and configure your site for the HSTS Preload list. Firewall Really Simple Security Pro includes a performant and efficient WordPress firewall, to stop bots, crawlers and bad actors with IP and username blocks. 404 blocking – Blocks crawlers as they trigger unusual numbers of 404 errors. Region blocking – Only allow/block access to your site from specific regions. Automated and customisable Firewall rules. IP blocklist and allowlist. Security Headers Security headers protect your site visitors against the risk of clickjacking, cross-site-forgery attacks, stealing login credentials and malware. Independent of your Server Configuration, works on Apache, LiteSpeed, NGINX, etc. Protect your website visitors with X-XSS Protection, X-Content-Type-Options, X-Frame-Options, a Referrer Policy and CORS headers. Automatically generate your WordPress-tailored Content Security Policy. Vulnerability Measures When a vulnerability is detected in a plugin, theme or WordPress core you will get notified accordingly. With Vulnerability Measures, you can configure simple but effective measures to make sure that a critical vulnerability won’t remain unattended. Force update: An update process will be tried multiple times until it can be assumed development of a theme or plugin is abandoned. You will be notified during these steps. Quarantine: When a plugin or theme can’t be updated to solve a vulnerability, Really Simple Security can quarantine the plugin. Advanced Site Hardening Choose a custom login URL Automated File Permissions check and fixer Rename and randomize your database prefix Change the debug.log file location to a non-public folder Disable application passwords Control admin creation Disable HTTP methods, reducing HTTP requests Login Protection Secure your website’s login process and user accounts with powerful security measures. Two-Step verification (Email login) 2FA (two factor authentication) with TOTP Passwordless login with passkey login Enforce strong passwords and frequent password change Limit Login Attempts With Limit Login Attempts you can configure a threshold to temporarily or permanently block IP addresses or (non-existing) usernames. You can also throw a CAPTCHA after a failed login (hCaptcha or Google reCaptcha) Access Control Restrict access to your site for specific regions. Add specific IP addresses or IP ranges to the Blocklist or Allowlist. Useful Links Documentation Security Definitions Translate Really Simple Security Issues & pull requests Feature requests Love Really Simple Security? If you want to support the continuing development of this plugin, please consider buying Really Simple Security Pro, which includes some excellent security features and premium support. About Really Simple Plugins Our mission is to make complex WordPress requirements really easy. Really Simple Security is developed by Really Simple Plugins. For generating SSL certificates, Really Simple Security uses the le acme2 PHP Let’s Encrypt client library, thanks to ‘fbett’ for providing it. Vulnerability Detection uses WP Vulnerability, an open-source initiative by Javier Casares. Want to join as a collaborator? We’re on GitHub as well!