Bob Pay vs Multibanco, MB WAY, Credit card, Apple Pay, Google Pay, Payshop, Cofidis Pay, and PIX (ifthenpay) for WooCommerce

Bob Pay: Secure, Simple, and Cost-Effective Online Payments Bob Pay, the payment gateway from Bob Group, offers South African merchants a secure, cost-effective way to accept online payments. With no startup or payout fees, only a minimal transaction fee applies. Key features include PCI DSS compliance, SSL encryption, redundancy for high availability, scalability for high transaction volumes, and proactive monitoring. Bob Pay is an ideal solution for ecommerce businesses, offering stability, security, and custom API integrations. State-of-the-art encryption and protocols safeguard every transaction. Meets strict global standards to ensure your payments are secure. Protects data transmission with secure, encrypted connections. Built-in redundancy and failover ensure minimal downtime. Handles high transaction volumes with ease, growing with your business. Supported banks currently include: FNB, Nedbank, Absa, Standard Bank, Capitec, Investec, Discovery Bank, TymeBank and Bank Zero. Transaction fees: Please see our Bob Pay pricing page for the latest rates. Receive discounted pricing if you process more than R500,000 per month, or if you’re a Bob Go merchant*. * Must have a paid Bob Go subscription. External services This plugin connects to the Bob Pay payment gateway API to process online payments. Bob Pay is a South African payment processor provided by Bob Group (Pty) Ltd. What data is sent and when When a customer selects a Bob Pay payment method at checkout, the plugin sends order details (order amount, currency, order reference, return URLs) to the Bob Pay API to create a payment intent. The customer is then redirected to Bob Pay to complete payment. When Bob Pay processes the payment, it sends a webhook notification back to your site to confirm the payment status. The plugin then validates the payment by communicating with the Bob Pay API. If refunds are initiated from the WooCommerce admin, the plugin sends the refund amount and order reference to the Bob Pay API. The plugin communicates with the following Bob Pay API endpoints: Production: https://api.bobpay.co.za Sandbox: https://api.sandbox.bobpay.co.za This service is provided by Bob Group (Pty) Ltd. Terms and Conditions Privacy Policy Development The compressed JavaScript file build/js/frontend/index.js is built from the source file resources/js/frontend/index.js included in this plugin. To build from source: Install dependencies: npm install Build: npm run build This uses @wordpress/scripts (wp-scripts) with a custom webpack configuration (webpack.config.js).

“Pagamento de Serviços” (payment of services) on Multibanco (Portuguese ATM network), and MB WAY (using the customer’s mobile phone number), are the most popular ways to pay for services and (online) purchases in Portugal. Portuguese consumers trust the “Multibanco” and “MB WAY” payment methods more than any other. This plugin generates a “Multibanco” Payment Reference that customers can use to pay for their WooCommerce orders at an ATM or via home banking, or an “MB WAY” payment request which will send a push notification to the customer’s mobile phone for payment approval. Credit or debit cards, including Apple Pay and Google Pay, CTT Payshop, and Cofidis Pay payment methods are also available. Holders of a Brazilian bank account can conveniently pay for WooCommerce orders in Euros, with automatic currency conversion to Brazilian Real, using PIX. This is the official ifthenpay plugin, and a contract with this company is required. Technical support is provided by Naked Cat Plugins (by Webdados) on the WordPress.org support forums. Fully compatible with the new High-Performance Order Storage (HPOS) and the WooCommerce block-based checkout. Features: Generates a Multibanco Reference for simple payment on the Portuguese ATM network or home banking service; Allows the customer to pay using MB WAY using their mobile phone; Allows the customer to pay using their Credit or debit card, including Apple Pay and Google Pay; Generates a Payshop Reference for simple payment on the Payshop agents network, CTT stores or post offices available all over Portugal; Allows the customer to pay in up to 12 interest-free installments via Cofidis Pay; Customers with Brazilian bank accounts can use PIX; Multibanco references with expiration date if the “MB Key” configuration method is used; Shop owner can request an MB WAY payment again, or issue a new Multibanco reference, directly from the order edit screen once the original one has expired; Automatically changes the order status to “Processing” (or “Completed” if the order only contains virtual downloadable products) and notifies both the customer and the store owner if the automatic “Callback” upon payment is activated; Automatic “Callback” can be activated upon request to ifthenpay, via the plugin settings screen for each payment method; Refunds for MB WAY and Credit or debit card – read this; Shop owner can set minimum and maximum order totals for each payment gateway to be available; Ability to reduce stock when the order is created or paid; Allows searching orders (in the admin area) by Multibanco or Payshop reference; High-Performance Order Storage (HPOS) compatible; Block-Based Checkout compatible; WPML compatible (for multilingual shops); Polylang tested; WooCommerce Subscriptions integration (only Multibanco); WooCommerce Deposits by webtomizer integration (except Cofidis Pay); Integration for 3rd party SMS notification plugins (only Multibanco and Payshop): WooCommerce – APG SMS Notifications; Twilio SMS Notifications; YITH WooCommerce SMS Notification; E-goi SMS Orders Alert/Notifications for WooCommerce (integration implemented on their plugin) Other providers can be added upon request (under quotation); PRO add-on Get the PRO add-on and unlock extra features: For logged-in returning customers, automatically pre-select whichever of our payment methods they used on their last order at checkout, instead of the default gateway order; Recover unpaid MB WAY orders (even if already automatically cancelled by WooCommerce) by converting them to Multibanco and notifying the customer via email; Recover unpaid Credit card orders (even if already automatically cancelled by WooCommerce) by emailing the customer a new payment link; Set MB WAY, Cofidis Pay, Credit card, and ifthenpay Gateway orders as “On hold” instead of “Pending payment” right after checkout; Automatic cancellation of orders when Multibanco, Payshop, or MB WAY references expire; Countdown timer on the “Thank you” page for MB WAY payments; Save the MB WAY mobile number to the user profile for future purchases; Trigger Multibanco and MB WAY payments when creating orders via the REST API; Store and show the ifthenpay fee and payout (net total) on each order; Show a customizable row of ifthenpay payment method icons anywhere on your site with the “ifthenpay Payment Logos” block or shortcode; Codifis payment information banner, with the price to pay monthly, on the product page (simple and variable products); Set a payment entity for Multibanco, MB WAY, Credit card, Payshop, and Cofidis Pay at the product category level, so that you can receive payment in different accounts based on the order products (replaces previously available specific extension); Simplified marketplace; Lock the cart so you can only have products from a single account in the same order; Remove “ifthenpay Gateway” from the payment method title on the frontend for Apple Pay, Google Pay, and PIX Remove payment instructions from specific emails, for example, “order completed”, to avoid customer confusion when they are no longer necessary; Autofill the VAT number on the Cofidis Pay gateway from several VAT number plugins (more can be added on request); Change the default timeout for calls to the ifthenpay APIs if your website is experiencing communication difficulties; Hide notices of new available payment methods; Hide notices of pending callback activation requests; Hide sidebar in payment method settings screen; More features coming soon; By purchasing the PRO add-on, you get the following: All the features described above; Premium technical support (conditions apply); Contribution to the continued development of the solution; Automatic updates; Good karma; The PRO add-on is a product of Naked Cat Plugins (by Webdados), and is not provided by ifthenpay. Other (premium) plugins Already know our other WooCommerce (premium) plugins? Portuguese Postcodes for WooCommerce – Automatic filling of the address details at the checkout, including street name and neighbourhood, based on the postal code Invoicing with InvoiceXpress for WooCommerce – Automatically issue invoices directly from the WooCommerce order DPD Portugal for WooCommerce – Create shipping and return guide in the DPD API directly from the WooCommerce order Feed KuantoKusta for WooCommerce – Publish your products on Kuanto Kusta with this easy to use feed generator Simple Checkout Fields Manager for WooCommerce – Add custom fields and manage (remove, make required or optional) core fields on the new WooCommerce Block-based Checkout Simple WooCommerce Order Approval – The hassle-free solution for WooCommerce order approval before payment Shop as Client for WooCommerce – Quickly create orders on behalf of your customers Taxonomy/Term and Role based Discounts for WooCommerce – Easily create bulk discount rules for products based on any taxonomy terms (built-in or custom) DPD / SEUR / Geopost Pickup and Lockers network for WooCommerce – Deliver your WooCommerce orders on the DPD and SEUR Pickup network of Parcelshops and Lockers in 21 European countries