AtaraPay WooCommerce Payment Gateway vs TradeSafe Payment Gateway for WooCommerce

AtaraPay​ is a web and mobile tool used by seller and buyer for protection during any online or offline commercial transaction through funds held in escrow by a trusted third-party. The prevalence of the use of cash on delivery is a payment method that benefits only the buyer leaving eCommerce sellers with little option to collect payment before delivery. AtaraPay helps to resolve this by creating an escrow-based payment method, where buyer pays into escrow and seller is notified to make delivery. On successful delivery, the buyer inspects the goods or service and expects to accept or reject it using our mobile and web app. Deploying this extension onto your WordPress website (single or multi- vendor), provides a seamless and simple way of automating payment with our escrow solution. When a shopper gets to the checkout page, AtaraPay is listed as one of the payment options and selected for payment via credit or debit card, bank transfer and USSD. When payment is made, it is held in escrow on behalf of both seller and buyer until the buyer inspects and accepts that the order is in expected condition. For details on how our escrow solution works, please watch the ​AtaraPay escrow video​. AtaraPay automates and extremely simplifies the escrow process. It also exposes escrow status APIs that enable seamless integration between AtaraPay and any delivery app service. It automates the delivery or cancellation processes making the escrow process very user friendly and effective. For details on our APIs, visit ​AtaraPay API Documentation​. AtaraPay will increase prepayment for your Magento store and improve the credibility of your business since shoppers are assured by your willingness to allow them inspect the goods before you are credited. Conversely, you are comforted knowing that the shopper has genuine intent to buy since funds are paid before delivery. ACCOUNT & PRICING To use the extension, you have to sign up as an Individual or Business Seller on AtaraPay by clicking here –> ​AtaraPay Seller Registration or from our mobile app on Play Store or App Store​ (search word "atarapay"). Setup or subscription fees are not applicable for using this extension. Visit the eCommerce Website Escrow Service section under the ​AtaraPay Pricing Page​ for details on our simple pricing model which is essentially a transaction fee of 1.5% of the cart value or a maximum of NGN2,000. We do not earn unless you do! ESCROW FEATURES Supports single- and multi-vendor payout Payment is held in escrow and released to the seller only after the buyer accepts. You have the option to set a cancellation fee, if the buyer cancels later than the SLA set. Provides ability for sellers to set the refund method by choosing either cash refund or product replacement. Supports automatic payout of product amount to the seller and commission to the marketplace operator. Provides sellers the ability to transfer payment of the payment gateway fees to the buyer. Supports card, bank transfer and USSD payment methods. Supports Naira (NGN) and Dollars (USD) currencies paid via all Mastercard, VISA, Eurocard and Verve. Seamless addition of payment gateways that eliminates the need to reinstall the extension. All funds paid into AtaraPay escrow are insured by our Insurance partners. So, both the buyer and seller are equally protected. Supports cancellation and delivery from WooComerce without login into AtaraPay Supports commission-based transaction between the merchant, buyer and a service provider Reflects the AtaraPay escrow statuses in the WooCommerce dashboards of the buyer and merchant Supports cross-border payouts into your Wise and PayPal account SECURITY INFORMATION The extension does not store card details on the WooCommerce or AtaraPay database but parses only cart information to the payment gateway. All payment gateways encrypt user data in accordance with PCI guidelines and transmit to the customer's bank to authorize account debit. MODULE DEMO http://woocommerce.atarapay.com/

TradeSafe provides an escrow payments-based solution that integrates seamlessly with your existing WordPress store. With an average documented cart abandonment rate of 70%, it’s reported that many South Africans are becoming fearful when buying online. TradeSafe bridges this trust gap by ensuring customers only release funds once they’ve received what they paid for, increasing purchase confidence and improving conversion rates. What sets TradeSafe apart is that we sit between payment and delivery — securing funds until the transaction is successfully completed, while still providing a seamless checkout experience. Merchants have the flexibility to choose between escrow-secured payments or express payments, depending on their operational requirements and risk appetite. At checkout, customers will see either the TradeSafe or Relay branding, depending on whether escrow-secured or express payment flow is selected. The TradeSafe plugin includes payment gateways namely Ozow (Instant EFT), Visa/Mastercard, PayJustNow (Buy Now Pay Later), SnapScan, RCS, Diners Club, and normal EFT, with many more to come. Now incorporating Relay for direct settlement — improving cash flow, speeding up payments, and simplifying reconciliation across supported payment methods. The plugin also includes support for paying multiple vendors when using the Dokan plugin. How it Works At checkout, the customer chooses to pay using TradeSafe. Based on your configuration, the transaction follows either an escrow-secured flow (TradeSafe) or an express payment flow (Relay). The customer is directed to a payment page where they select their preferred payment method (EFT, Instant EFT (Ozow), Card, SnapScan, RCS, Diners Club, or Buy Now Pay Later (PayJustNow)). For express payments (Relay): Payment is processed and settled directly to you. The order is marked as PROCESSING and fulfilment begins immediately. For escrow-secured payments (TradeSafe): Once payment is successful, the order is marked as PROCESSING and delivery is kicked off. When delivery has been completed, the order moves to a DELIVERED state. TradeSafe notifies the customer via email and SMS to confirm whether the order was received as expected. If confirmed, funds are released to you, and/or your vendors if trading in a multi-vendor setup. The customer has 24 hours to respond. If no response is received, funds are automatically released. If the customer is unhappy, they can raise a dispute. The transaction is placed on hold, allowing you to resolve the matter in line with your return policies. No refund will be processed without your consent. TradeSafe manages refunds on your behalf. Customers must submit a material complaint with supporting evidence. Non-material or frivolous complaints will result in funds being released to you. [3.0.1](https://github.com/tradesafe/woocommerce/compare/v3.0.0…v3.0.1) (2026-04-24) Bug Fixes Removed deplricated calls to user and order data (251e4b) 3.0.0 2026-03-27 Features Added inital work for relay payment method (#54) (a7a0f4)