PayRules vs DivideBuy
Side-by-side comparison · 24 data points
At a glance
| Metric | DivideBuy: Spread The Cost | PayRules: Hide Payment Methods |
|---|---|---|
| Rating | — | 4.9 ★ |
| Total reviews | 0 | 103 |
| Free plan | Yes | Yes |
| Pricing | Free | Free plan available |
| Built for Shopify | — | — |
| Pricing tiers | — | 4 tiers |
| Listed features | 3 | ★ 5 |
| Featured placements | — | 1 |
| Languages | 1 supported | 1 supported |
| Listed since | Nov 2022 | Mar 2024 |
AppRanks verdict
Generated from live data on this pageBased on the data on this page, PayRules: Hide Payment Methods is the stronger choice for most Shopify App Store merchants — 4.9★ vs DivideBuy: Spread The Cost's 0.0★ is a meaningful gap that usually reflects real product or support quality differences across the user base. Pricing entry tiers: DivideBuy: Spread The Cost at Free, PayRules: Hide Payment Methods at Free plan available. Check each app's tier structure for the capacity limits you actually need before deciding — the headline number is the same shape, but the gating shape per tier (apps, orders, integrations) varies. PayRules: Hide Payment Methods has the larger user base (103 reviews vs 0), which usually maps to broader integration coverage, faster bug-fix cadence, and a deeper bench of community workflow patterns. DivideBuy: Spread The Cost's smaller cohort can be an advantage for niche workflows where the bigger app has accumulated bloat. Recommended by store size: small/early-stage merchants who need fast install and low risk should default to PayRules: Hide Payment Methods; mid-market and enterprise merchants with specific feature requirements should evaluate both — DivideBuy: Spread The Cost's 0-review base may include the workflow context that matches your specific use case better than PayRules: Hide Payment Methods's broader-but-shallower coverage. This verdict is generated from the live marketplace data on this page — rating, review count, pricing tier, and category position all refresh from the canonical Shopify App Store listing every 24 hours. AppRanks does not accept payment to influence comparison outcomes; the methodology is documented on the About page and applies identically to every pair on the site.
Read each app's audit: DivideBuy: Spread The Cost audit • PayRules: Hide Payment Methods audit
1. Listing metadata
Field-level data| DivideBuy | PayRules | |
|---|---|---|
| Tagline | ||
| Description | ||
| Screenshots | images | images |
| Languages | ||
| Platforms | ||
| Developer | ||
| Listed | ||
| Last updated | — | — |
2. Pricing & plans
Listed prices · monthly · USDTier
DivideBuy
PayRules
Free
—
Free
—
- Free for dev store.
- Cart total, quantity, products, location
- Customer tag, spent, registered status.
- Multiple rules & more.
Paid #1
—
Essential
4.99
- Up to 5 active rules.
- Includes 30+ conditions.
- Unlimited orders. No coding required.
- Multiple conditions with AND logic.
Paid #2
—
Pro
9.99
- Up to 10 active rules.
- Includes 30+ conditions.
- Unlimited orders. No coding required.
- Multiple conditions with AND logic.
Paid #3
—
Elite
19.99
- Up to 25 active rules.
- Includes 30+ conditions.
- Unlimited orders. No coding required.
- Multiple conditions with AND logic.
- Multiple conditions with OR logic.
3. Features
As listed by each developerDivideBuy
- Customers can be approved for credit without manual underwriting.
- Soft Search: check borrowing eligibility for the value of the customer order
- Convert+: view credit instalment amounts for spreading the cost of a purchase
PayRules
- Remove payment options by cart, country, shipping, customer-specific payments.
- Customize payment options for international order, product-based payment rules.
- Hide PayPal for CBD products. Conditional payments & personalized checkouts.
- Flexible payment terms, dynamic payment rules & B2B payments restrictions.
- Hide express checkout by payment customizations & flexible payment rules.
4. Categories & rankings
Shared categories on the same row · in-category position inlineDivideBuy
PayRules
5. Category features
Marketplace-curated features per categoryPayment experience0 shared · 2 total
DivideBuy
- —Payment messages
- —Personalized messages
PayRules
- Payment messages
- Personalized messages
5. Search rankings
Top 5 keywords · shared rankings prioritized| Keyword | DivideBuy | PayRules |
|---|---|---|
| payment form | Not ranked | #19 |
6. Featured placements & badges
Editorial visibilityDivideBuy0 all-time · 0 recent
Not featured in any section recently.
PayRules1 all-time · 1 recent
- category · PaymentsMay 19, 2026
7. Activity in the last 90 days
Tracked changes · pricing, features, copy, screenshotsDivideBuy · 0 changes
No tracked changes.
PayRules · 1 changes
- May 19descriptionListing copy updated
9. App details
Long-form description · keyword frequencyDivideBuy
# Your customers can be approved for credit in seconds With tailored spend thresholds, multiple repayment periods and instant lending decisions, DivideBuy offers your customers a quick and simple way to spread the cost on what they love. # Soft Search Customers can check their borrowing eligibility for the value of their order – without damaging their credit file. # Convert+ Buyers can view credit instalment amounts for spreading the cost of a purchase over 3, 6, 9 or 12 months.
Top keywords
- credit3×3.90%
- customers3×3.90%
- cost2×2.60%
PayRules
PayRules simplifies your checkout process by allowing you to hide payment methods like Cash on Delivery based on multiple conditions, which helps prevent unwanted chargebacks, account freezes, and shipping fees that can costs merchants a lot. This customization enhances the checkout experience, making it more convenient and relevant for you and your customers. With PayRules, you can improve customer satisfaction, increase conversions, and protect your business from unnecessary costs.
Top keywords
- checkout2×2.90%
- costs2×2.90%
- payrules2×2.90%
Frequently asked
Common questions about this comparisonIs DivideBuy: Spread The Cost or PayRules: Hide Payment Methods cheaper?
Both DivideBuy: Spread The Cost and PayRules: Hide Payment Methods offer paid plans only. DivideBuy: Spread The Cost starts at Free; PayRules: Hide Payment Methods starts at Free plan available. Compare the per-tier features in the Pricing section above before committing.
Should I choose DivideBuy: Spread The Cost or PayRules: Hide Payment Methods?
It depends on what you're optimizing for. DivideBuy: Spread The Cost fits better if you prioritize broader integrations; PayRules: Hide Payment Methods is the call if you need the higher-rated option. Read both apps' detail pages on AppRanks for the full feature breakdown, install counts, and recent listing changes.
Which is faster to set up, DivideBuy: Spread The Cost or PayRules: Hide Payment Methods?
Both apps are one-click installs from the Shopify App Store marketplace. PayRules: Hide Payment Methods has more onboarding documentation maturity (103 reviews vs 0), which usually translates to better-tested setup wizards and quicker time-to-value. AppRanks doesn't measure setup time directly — read the recent reviews on each app's detail page for merchant-reported install experience.
Which works better for small vs large Shopify App Store stores?
DivideBuy: Spread The Cost typically suits early-stage and growth-mode stores based on its review-base composition (0 reviews). PayRules: Hide Payment Methods aligns more with early-stage and growth-mode stores (103 reviews). Larger review bases generally mean the app has been load-tested at scale — relevant if you're processing high order volume or handling enterprise compliance requirements.
Can I migrate data between DivideBuy: Spread The Cost and PayRules: Hide Payment Methods?
Migration support varies by app and category. DivideBuy: Spread The Cost and PayRules: Hide Payment Methods both publish their export options on their marketplace listing pages (or in their support docs); some apps offer one-click import from competitors, others require CSV. The fastest check: search "import from DivideBuy: Spread The Cost" in each app's help center. AppRanks does not track migration tooling directly — this is a category-specific capability worth verifying before commitment.
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