Which has better reviews, LASER Credit Access - Access Credit Report Data in Salesforce or Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL?

LASER Credit Access - Access Credit Report Data in Salesforce (4.9★, 61 reviews) and Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL (5.0★, 181 reviews) are essentially tied on rating. Look at review velocity and individual reviewer quotes — both visible on each app's detail page — to differentiate.

Should I choose LASER Credit Access - Access Credit Report Data in Salesforce or Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL?

Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL holds the higher average rating (5.0★ vs 4.9★). That is the one dimension AppRanks can separate them on here — read both apps' detail pages for the feature breakdown and recent listing changes.

Which is faster to set up, LASER Credit Access - Access Credit Report Data in Salesforce or Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL?

Both apps are one-click installs from the Salesforce AppExchange. Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL has the deeper published review base (181 vs 61), which often — though not always — accompanies better-tested setup docs. AppRanks doesn't measure setup time directly: read the recent reviews on each app's detail page for user-reported install experience.

Which works better for small vs large Salesforce AppExchange admins?

LASER Credit Access - Access Credit Report Data in Salesforce typically suits early-stage and growth-mode teams based on its published review base (61 reviews). Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL typically suits early-stage and growth-mode teams based on its published review base (181 reviews). A larger review base generally means the app has been exercised at scale — relevant if you are processing high volume or handling enterprise compliance requirements.

AppRanks

LASER Credit Access vs Blackthorn Payments — Salesforce

LASER Credit Access - Access Credit Report Data in Salesforce vs Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL

Side-by-side comparison · 24 data points

LASER Credit Access - Access Credit Report Data in Salesforce

4.9·61reviews

Pull real-time Experian, TransUnion, and Equifax credit reports into Salesforce — no portals, no rekeyed data. Decide and document compliance on the same record, with FCRA permissible purpose enforced before the pull, not reconstructed at exam time

salesforcepaid

Change

1. Listing metadata

Field-level data

	LASER Credit Access - Access Credit Report Data in Salesforce	Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL
Tagline	“Pull real-time Experian, TransUnion, and Equifax credit reports into Salesforce — no portals, no rekeyed data. Decide and document compliance on the same record, with FCRA permissible purpose enforced before the pull, not reconstructed at exam time”248 chars	“Salesforce-native payment processing for every industry ✔PCI-Compliant Credit Card & ACH Payments ✔iOS & Android / Google Mobile Payments w/ Field Service Lightning ✔Recurring Payments ✔PayLink ✔Stripe, Authorize.net, 120+ Gateways”232 chars
Description	1188 / 2000 chars59% used	1058 / 2000 chars53% used
Screenshots	—	—
Languages	en	en
Platforms	Salesforce	Salesforce
Developer	LASER Accuracy, LLC	Blackthorn.io, Inc.

At a glance

8 metrics · auto-computed

Feature comparison between LASER Credit Access - Access Credit Report Data in Salesforce and Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL
Metric	LASER Credit Access - Access Credit Report Data in Salesforce	Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL
Rating	4.9 ★	★ 5.0 ★
Total reviews	61	★ 181
Free plan	—	—
Pricing	paid	paid
Pricing tiers	★ 2 tiers	1 tier
Listed features	3	★ 6
Languages	1 supported	1 supported
Listed since	Apr 2013	Oct 2016

AppRanks verdict

Generated from live data on this page

The call

LASER Credit Access - Access Credit Report Data in Salesforce and Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL are evenly matched on rating (4.9★ vs 5.0★) — the differentiator comes down to pricing fit, feature breadth, and which app's interaction pattern suits your team's workflow.

Pricing

Pricing entry tiers: LASER Credit Access - Access Credit Report Data in Salesforce at paid, Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL at paid. Check each app's tier structure for the capacity limits you actually need before deciding — the headline number is the same shape, but the gating shape per tier (seats, usage volume, integrations) varies.

Review base

Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL has the larger user base (181 reviews vs 61), which usually maps to broader integration coverage, faster bug-fix cadence, and a deeper bench of community workflow patterns. LASER Credit Access - Access Credit Report Data in Salesforce's smaller cohort can be an advantage for niche workflows where the bigger app has accumulated bloat.

Who should pick what

Recommended evaluation path: install both apps' free tiers (where available) and run them in parallel on a small cohort for 7-14 days before committing. The data tables below show the per-feature breakdown — for most admins the deciding factor will be a single integration or workflow detail that's hard to compare from listing pages alone.

How this is generated

This verdict is generated from the live marketplace data on this page — rating, review count, pricing tier, and category position all refresh from the canonical Salesforce AppExchange listing every 24 hours. AppRanks does not accept payment to influence comparison outcomes; the methodology is documented on the About page and applies identically to every pair on the site.

Read each app's audit: LASER Credit Access - Access Credit Report Data in Salesforce audit • Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL audit

Last updated	—	—

3. Features

As listed by each developer

LASER Credit Access - Access Credit Report Data in Salesforce

🔍 ACCESS — A complete picture, instantly. Real-time credit reports from Experian, TransUnion, and Equifax, plus nearly 40 bureaus. • Soft and hard pulls • Scores, trade lines, payment history, public records, OFAC, employment
⚙️ DECIDE — Decisions, accelerated and assured. Turn your lending policy into automated intelligence for consistent decisions. • Rules engine plus credit attributes • Instant approvals; complex cases to experts • Identical loans, scored identically
🛡️ COMPLY — Built in, not bolted on. Compliance woven into every step, so every decision stays audit-ready. • Upfront AML and KYC verification • Continuous FCRA, ECOA, and GLBA tracking • Documented, defensible, secure

Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL

DATA MODELS ✔ NPO Cloud ✔ EDU Cloud ✔ HLS Cloud ✔ Sales Cloud ✔ Service Cloud ✔ Field Service Lightning
FIELD SERVICE LIGHTNING & MOBILE PAYMENTS ✔ Tap-To-Pay EMV (with Stripe) ✔ Swipe, tap, chip card reader ✔ iOS and Android ✔ FSL Integration w/o custom work, just install & place fields on layouts
DOCUMENTLINK ✔ Auto-generated web-based payable invoice ✔ Configure with just clicks ✔ Card or ACH ✔ Pay right on the invoice using any of our Payment Gateways ✔ One payment for multiple open invoices - Allocations ✔ Mobile responsive ✔ Multi-language
PAYLINK ✔ Auto-generated payment link, configurable with clicks, no code ✔ Email or text a link to pay ✔ Card or ACH ✔ AuthLink can authorize a card without charging it ✔ Multi-language
VIRTUAL TERMINAL ✔ The most used feature in our app ✔ Wildly configurable. Show/hide fields, set read-only, define field mappings. ✔ Works in Experience Cloud ✔ Tokenize-only, authorize, or charge cards ✔ Schedule cards for charge at a later date
GATEWAYS ✔ Stripe ✔ Authorize.net ✔ Cybersource ✔ 120+ Gateways ✔ Apple Pay ✔ Google Pay

5. Search rankings

Top 5 keywords · shared rankings prioritized

Keyword	LASER Credit Access - Access Credit Report Data in Salesforce	Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL
transunion	#1	#12
credit	#7	#12
freeform	#84	#19
poll	#86	#32
doc	#79	#100

7. App details

Long-form description · keyword frequency

LASER Credit Access - Access Credit Report Data in Salesforce

Credit data shouldn’t live apart from where you make decisions. LASER Credit Access pulls real-time credit reports from Experian, TransUnion, and Equifax directly into Salesforce — so your team works from one trusted record, not scattered portals and rekeyed data. ACCESS — A complete picture, instantly. Connect Salesforce to the bureaus lenders depend on — Experian, TransUnion, and Equifax — plus nearly 40 credit reporting agencies. Soft and hard pulls flow into pre-built Salesforce objects. No manual entry, no delays. DECIDE — Decisions, accelerated and assured. Turn your lending policy into automated intelligence. Our rules engine applies your underwriting criteria and credit attributes to every application, so simple approvals process instantly and complex cases route to experts. Identical loans, scored identically. COMPLY — Built in, not bolted on. Upfront AML and KYC verification plus continuous, audit-ready FCRA, ECOA, and GLBA tracking weave compliance into every step — turning regulatory risk into your strongest shield. A Salesforce AppExchange partner since 2013, trusted by fintech, MCA, equipment finance, and commercial lenders, plus CDFIs and nonprofits.

Top keywords

credit5×2.99%
salesforce4×2.40%
plus3×1.80%
access2×1.20%
data2×1.20%
decisions2×1.20%
equifax2×1.20%
experian2×1.20%
experian transunion2×1.20%
instantly2×1.20%
lenders2×1.20%
pulls2×1.20%

Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL

FEATURES ✔ Lightning Virtual Terminal ✔ PCI-compliant payment methods ✔ Scheduled transactions w/ reattempt ✔ Automatically updated expired/lost cards. Account updater ✔ Payment requests w/ PayLink ✔ 135+ Currencies ✔ Any Object ✔ Charge, Authorize, Refund ✔ Disputes ✔ Historical Migration Sync ✔ PCI-Compliant SAQ-D ✔ SCA/3D Secure 2 Ready ✔ Recurring Billing & Payment Schedules ✔ Retry / Reattempt Logic ✔ Webhooks ✔ Native iOS & Android apps w/card readers ✔ EMV Certified - Card-Present Rates ✔ Swipe, Chip, Tap/NFC ✔ Field Service Lightning FSL ✔ Salesforce Mobile FOR ADMINS ✔ Packaged Rollups ✔ Communities / Experience Cloud ✔ Reports & Dashboard GATEWAYS & PROCESSORS ✔ 120+ Gateways ✔ Authorize.net ✔ Braintree ✔ Chase Paymentech ✔ Cybersource ✔ Elavon ✔ First Data ✔ Global Payments ✔ Heartland ✔ Stripe ✔ WorldPay ✔ EMEA: AliPay, BACS Direct Debit, Bancontact, Boleto, giropay, iDeal, Multibanco, Przelewy24 ✔ Pay Later Options: Afterpay, Klarna (with Stripe Checkout) ✔ Digital Wallets: Apple Pay, Google Pay, Clearpay, EPS, eWay, FPX, Plaid

Top keywords

pay3×2.36%
payment3×2.36%
authorize2×1.57%
gateways2×1.57%
lightning2×1.57%
pci-compliant2×1.57%
reattempt2×1.57%
stripe2×1.57%

LASER Credit Access - Access Credit Report Data in Salesforce vs Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL

LASER Credit Access - Access Credit Report Data in Salesforce

1. Listing metadata

Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL

At a glance

AppRanks verdict

2. Pricing & plans

3. Features

4. Categories & rankings

5. Search rankings

6. Activity in the last 90 days

LASER Credit Access - Access Credit Report Data in Salesforce · 2 changes

Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL · 0 changes

7. App details

Frequently asked

Is LASER Credit Access - Access Credit Report Data in Salesforce or Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL cheaper?

Which has better reviews, LASER Credit Access - Access Credit Report Data in Salesforce or Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL?

Should I choose LASER Credit Access - Access Credit Report Data in Salesforce or Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL?

Which is faster to set up, LASER Credit Access - Access Credit Report Data in Salesforce or Blackthorn Payments - Credit Card Processing, ACH, Subscriptions, FSL?

See full keyword rankings, install trends, and weekly alerts

More popular comparisons

Which works better for small vs large Salesforce AppExchange admins?

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